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Feedback about Patelco Credit Union?
Here you see the feedback of our clients.
I took the first cash advance, I was approved in a couple of minutes, despite the fact that I had an overdue loan at the bank. I paid it back on time, but there was an opportunity to extend the payment and return the loan in parts. Immediately after repaying the old one, you can issue a new one, the offered amount increases every time.
Demarco Ziemann DVM
It so happened that it had to go to another city, but the salary had not yet arrived. A friend recommended me to address Patelco Credit Union. I have not regretted. Yes, the rate is not small, but when an emergency arises, you don't have to choose.
Marcelle Rowe
A good payday lender. The service quickly processed the application and deposited the funds to my card.
Nyah Conroy
Thanks to the team of Patelco Credit Union. Quick solution of the arisen issues, quick decision on the loan. I definitely recommend this company.
Miss Annetta Pagac
Pay Attention
Above-defined info provides the details about a exact lender. Below-specified info is devoted to common information about payday loans.
Payday Loans in Redwood City, California
A short-term loan is known as a payday loan. This is a kind of a financial product issued for 2,3 weeks. Available loan amounts vary from $100-$1,000.
Payday loans in Redwood City, California are issued easily. The interest rate depends on the borrower's personal data: if you cover obligations for more payday loans, the more reasobanle terms and rates payday lending companies offer.
APR
460%* (369% on the average in 2019)
Max Loan
$300
Min Term
Not Specified
Max Term
31 days
How will Patelco Credit Union help issue a payday loan in Redwood City, California?
- Day and night service. Night hours are the same business hours for online lenders. You should not visit the chosen payday lender offline. The funds will be deposited to your credit card.
- No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
- Online application. Submit an online form with person-related data. It will take several minutes to consider the application. The money are credited in 24 business hours.
- The approval level is high. Almost 98% of positive decisions are made.
- Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.
What data to fill in in the application? - General Info
To leave an application, every customer should fill in the following data:
Then you should submit an application to get an offer from one of lending companies.
Why people issue payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill out in the application? - General Info
Bad credit history if one of causes to refuse the loan. Microfinance organizations do not consider this factor the only one to take out a loan in Redwood City, California. They assess many other factors before taking out a loan. One of them is payment abilities. This is a way to enhance your credit rating.
The following general points will be rated before applying for a payday loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
If you are going to take out a payday loan, you should determine its real cost. This calculator will show the annual percentage rate of the loan.
APR Calculator
Other Payday Lenders in Redwood City, California
HomeStreet Bank
1110 Rosecrans St UNIT 101, San Diego, CA 92106, USA
+1 (619) 400-0450
www.homestreet.com
Caltech Employees Federal Credit Union
4800 Oak Grove Dr, Pasadena, CA 91109, USA
+1 (818) 354-3280
www.caltechefcu.org
Lobel Financial
1111 Howe Ave #540, Sacramento, CA 95825, USA
+1 (916) 643-1580
www.lobelfinancial.com
California Check Cashing Stores
14375 San Pablo Ave, San Pablo, CA 94806, USA
+1 (510) 233-5190
www.ccfi.com
Edelman Financial Engines
2901 Douglas Blvd Suite 250, Roseville, CA 95661, USA
+1 (888) 752-6742
www.edelmanfinancialengines.com
Salvini Financial Planning
30 San Miguel St, Avila Beach, CA 93424, USA
+1 (805) 543-6622
www.salvinifinancial.com
OneMain Financial
1054 Harter Pkwy ste b, Yuba City, CA 95993, USA
+1 (530) 671-7970
www.onemainfinancial.com
Oxnard Car Title Loans Co.
1953 Patterson Rd, Oxnard, CA 93035, USA
+1 (805) 330-6952
titleloanfirm.com
Bank of America (with Drive-thru ATM)
24211 Paseo De Valencia, Laguna Hills, CA 92637, USA
+1 (949) 951-4076
locators.bankofamerica.com
