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What people think about Sun-Pacific Federal Credit Union?
Below you read some of the opinions of our customers.
Thanks!! The funds were sent to my bank account as promised – the same day. I repaid the loan on time and had no issues. The process is convenient and transparent. Be a responsible client and you will have no troubles.
Mrs. Marlee Denesik V
A good payday lender. The company quickly processed my application. Had funds in my account within 2 hours. If you need some extra funds urgently, this is the best lender, I’m telling you!
Prof. Iliana Boehm PhD
Fast application. I only filled in an ID and a bank account. Very quick approval. The first time I was accepted for $600 only. Hope the available amount will be more next time. APR is competitive. Paid back the loan on schedule. If you have difficulties, the term can be also extended.
Mr. Glennie D'Amore III
Pay Attention
The previous three items describe a peculiar lending service. But below you can find general details about payday loans.
Payday Loans in Richmond, Massachusetts
A payday loan is a short-term loan that can help you deal with immediate money needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.
Online payday loans can be the best solution to your unexpected financial issues in Richmond , Massachusetts because they are easily approved and easily repaid. Your interest rate will depend on your state regulations or on the payday lender's policy.
APR
23% small loan cap
Why people apply for cash advances?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
A poor credit rating doesn't have to stop you from applying for payday loans. They are one of the few easy loan products available to people with a poor credit score. Payday loan approvals depend very much on other aspects. Lenders will look at your earnings and subtract all your expenses. Typically, your score won’t be ruined by a payday loan, as long as you repay it in full and in a timely manner.
To get approved for a payday loan, you must comply with the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
This online calculator was designed to quickly calculate the APR. It’s easy to find out the definite cost of the loan even before applying.
APR Calculator
Other Payday Lenders in Richmond, California
Thrivent Financial for Lutherans
9273 S Gaines Ave, Raisin City, CA 93652, USA
+1 (559) 821-0400
www.thrivent.com
Cooperative Center Federal Credit Union
3015 San Pablo Ave Suite A, Berkeley, CA 94702, USA
+1 (510) 845-6428
www.coopfcu.org
Advance America
5410 Stockdale Hwy Unit B, Bakersfield, CA 93309, USA
+1 (661) 859-1216
www.advanceamerica.net
Payday Advance
Rialto, CA 92376, USA
5 Star Car Title Loans
6555 San Fernando Road #C, Glendale, CA 91201, USA
+1 (818) 210-3751
5starloans.com
Equity Smart Home Loans
1499 Huntington Dr Suite 500, South Pasadena, CA 91030, USA
+1 (323) 258-4317
www.equitysmartloans.com
