Welcome to Our Online Loan Referral Service

2.6 11 reviews

2500 Nevin Ave, Richmond, CA 94804, USA
+1 (888) 387-8632
www.1stnorcalcu.org
Thursday
9AM–6PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM

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Company Name

Contact Data

What people think about 1st Northern California Credit Union?

Below you find some of the testimonials of our customers.

Also the owner at this local branch is a cool dude.

Rogelio Berge

The customer service is bad.

Marianne Bogan

Its gonna take like f%@$ing 2hrs.

Amira Kozey

Pay Attention

The previous three items charactirize a certain lending service. But below you can read general information about payday loans.

Payday Loans in Richmond, Massachusetts

A payday loan is a small, short-term loan that's meant to be paid off with the borrower's next paycheck. Amounts usually range from $100 to $1,000.

Payday loans in Richmond, Massachusetts is are simple to get. The APR is specific for each person and depends on several factors: age, income, loan amount needed, loan term, credit score, etc.

APR

23% small loan cap

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a low credit score automatically disqualifies applicants from getting a bank loan. Payday loans give people with a bad credit rating an increased chance to get accepted for short-term loans. A payday loan may be the only option available for some consumers to help them out of fix. If you take out such a loan, it is important that you always borrow within your needs and repay your loan commitments punctually.

To get approved for a payday loan, you need to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

This online calculator was created to quickly calculate the APR. It’s easy to find out the definite cost of the loan even before applying.

APR Calculator

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