Domain Info
Created Date
1995-05-23
Mailing Address
1980 Saturn Street, Monterey Park, CA, 91755, United States
Company Name
MUFG Union Bank
MUFG Union Bank N.A.
Feedback about Union Bank?
Here you see the feedback of our clients.
A good payday lender. The service quickly reviewed the application and deposited the funds to my bank account.
Cullen Fay
Union Bank seemed to me the reliable. At least no insurance and extra fees. There are no discounts for regular customers. When repaying a debt, a transfer fee is not taken, although this is a bonus.
Karl Stiedemann
Union Bank applied for a cash advance secured by a car for the first time, I liked everything very much. Fast and friendly service, fair terms of the agreement. I will recommend you to my family and friends.
Mr. Sylvan Fay
The cash advance is transferred easily and quickly. There is a minus - a great interest rate when returning a loan.
Prof. Webster Feil
Pay Attention
Above there are details about a certain lending company. Below every reader may grapple with the common features of payday loans.
Payday Loans in Rowland Heights, California
A short-term lending option is known as a payday loan. This is a kind of a financial product issued for 2,3 weeks. Accessible loan amounts vary from $100-$1,000.
Such financial products as payday loan in Rowland Heights, California is issued simply and quickly for a short time span: 2-3 weeks. The interest rates are established on an individual basis relative to the personal data: the more cash advance you pay back off, the more favorable rates a customer will get.
APR
460%* (369% on the average in 2019)
Max Loan
$300
Min Term
Not Specified
Max Term
31 days
How will Union Bank help take out a payday loan in Rowland Heights, California?
- 24/7 service. Such online services allow you to get funds at any time. Money are taken out day and night. The transfer will be sent to a credit card, so a personal visit to the office is not necessary.
- No paperwork. The list of required documents is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
- Online application. The application is filled in and reviewed much faster than in banks. Money is credited within 24 hours after receiving approval.
- High approval level. When it comes to small amounts, a positive decision comes up 98%.
- Availability. Banks impose more stringent requirements on their customers. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee denial.
What data to fill in in the application? - General Info
To leave an application, every borrower should enter the following data:
Then you have to press a Submit button and get a deal.
Why people take out payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill in in the application? - General Info
If you are denied a loan at bank, the cause may be a bad credit history. This is a factor reviewed when deciding to take out a cash advance. Payday lenders do not consider this factor the only one to issue a loan in Rowland Heights, California. The company will estimate many points to qualify such as financial capabilities. Payday loans will be a source to improve your bad credit rating into a favorable one.
The following general points will be assessed before applying for a cash advance:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
If you are going to take out a payday loan, you should define its real cost. This calculator will show the APR of the loan.
APR Calculator
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