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5 reviews
Loan agency in Salinas, California

221 S Main St #301, Salinas, CA 93901, USA
+1 (831) 424-1099
www.calcoastal.org
Thursday
8AM–5PM
Friday
8AM–5PM
Saturday
Closed
Sunday
Closed
Monday
8AM–5PM
Tuesday
8AM–5PM
Wednesday
8AM–5PM

Domain Info

Created Date

Mailing Address

Company Name

Contact Data

What people think about Cal Coastal - A Small Business Lender?

Below you find some of the reviews of our customers.

I asked Cal Coastal - A Small Business Lender for financial assistance. Everything was done very quickly. Had the funds in my account the next morning. Employees are very nice. Good experience!

Prof. Alta Blick Jr.

They approve applicants immediately and transfer money the next day. But be careful – they charge high fees for delayed payments. You’d better be a responsible borrower! Do not repeat my mistake!

Makenna Hilpert

Recently I had the most unexpected situation in my life. I suddenly needed $600 to cover utility bills. This company helped me the same day. They were the only lender that approved me for the requested amount. I dealt with all my troubles. I will surely recommend this lender to my friends. Best service ever.

Antonia Towne

Important

Now you can read general characteristics of payday loans.

Payday Loans in Salinas, California

A payday loan is a small, short-term loan that's meant to be paid off with the borrower's next paycheck. Amounts usually range from $100 to $1,000.

Payday loans are the easiest loans to qualify for in Salinas, California. The entire process is stress-free. They are appoved quickly and come with individual interest rate. It will be influenced by the borrower’s personal data.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

If you have a bad credit history you may still get a payday loan. Such loans are designed to help meet the needs of people with bad credit scores. There are lenders who may be ready to offer you a payday loan even if you have a bad credit rating. You will need a regular income to get accepted for a bad credit payday loan.

To get accepted for a cash advance, you must comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Find out the APR right now. Use this online calculator to specify the definite cost of your loan. It only takes a few seconds to become informative even before applying.

APR Calculator

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Wells Fargo Bank

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Union Bank

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