Welcome to Our Online Loan Referral Service

4.9 26 reviews

450 Lincoln Ave STE 101, Salinas, CA 93901, USA
+1 (831) 287-2803
caliberhomeloans.com
Friday
8:30AM–5PM
Saturday
Closed
Sunday
Closed
Monday
8:30AM–5PM
Tuesday
8:30AM–5PM
Wednesday
8:30AM–5PM
Thursday
8:30AM–5PM

Domain Info

Created Date

2009-09-24

Mailing Address

Texas, United States

Company Name

Caliber Home Loans, Inc

Caliber Home Loans, Inc

Contact Data

Feedback about Caliber Home Loans?

Here you see the feedback of our customers.

Complete communication with all involved , Realtor's , Builder, Underwriters !

Casimer Powlowski

Can't wait to work with him again in the future.

Ashley Ziemann

Joseph, the manager, is an awesome guy.

Rogelio Schuppe PhD

Pay Attention

Above there are details about a exact lending company. Below every reader may grapple with the common features of payday loans.

Payday Loans in Salinas, California

Payday loan is taken out for a short span: 2-3 weeks. The offered loan amounts are $100-$1,000.

Hassle-free financial products are considered as payday loans in Salinas, ca. They are issued at individually-set interest rates. They depend on personal data. It is also significant to pay off as much payday loans as possible.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will Caliber Home Loans help take out a payday loan in Salinas, California?

  • 24/7 operation. Such online services allow you to credit funds at any time. Money are issued around the clock. The transfer will be sent to a card, so a personal visit to the office is not necessary.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
  • High approval level. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their borrowers. Age limits and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to customers. The presence of minor delays and a bad credit does not guarantee rejection.

What data to fill out in the application? - General Info

To leave an application, every customer should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a decision.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history is a unfavorable factor that is processed by financial institutions. Payday lenders in Salinas, ca review this circumstance not a hindrence to take out a loan. The borrower of a payday loan should be ready to objectively assess financial capabilities, take out a loan, repay the debt on a due date and not only handle current issues, but enhance the credit history.

The following general points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator defines the cost of the loan known as annual percentage rate.

APR Calculator

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City National Bank

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Bank of the West

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Kinecta Federal Credit Union - Malibu

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