Welcome to Our Online Loan Referral Service

4.2 5 reviews

811 Center St, Taft, CA 93268, USA
+1 (661) 765-7115
www.westamerica.com
Wednesday
9AM–4PM
Thursday
9AM–4PM
Friday
9AM–6PM
Saturday
Closed
Sunday
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM

Domain Info

Created Date

1995-09-16

Mailing Address

Company Name

Contact Data

Feedback about Westamerica Bank?

Here you get acquainted with the feedback of our clients.

I contacted Westamerica Bank. Everything was done fast. Only pleasant impressions remained!

Virginie Upton I

Westamerica Bank seemed to me the safe. At least no insurance and extra charges. There are no discounts for regular customers. When paying back a debt, a transfer fee is not taken, although this is a bonus.

Piper Murphy

Westamerica Bank applied for a payday loan secured by an auto for the first time, I liked everything very much. Fast and friendly service, clear terms of the agreement. I will recommend you to my family and friends.

Dr. Jermey Runolfsdottir DVM

Pay Attention

Further there will be shown the details about not a certain lending company. The information below will explain shared information about payday loans and its specific elements.

Payday Loans in Taft, Tennessee

According to the definiftion, a payday loan is a loan issued for a short period: 2-3 weeks. A small amount is approved: $100-$1,000.

This financial product in Taft, Tennessee is taken out easily and quickly. The interest percentage is specified considering the category of the borrower: the more loans are successfully paid off, the more favorable terms will be offered to you.

APR

460%*

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

How will Westamerica Bank help take out a loan in Taft, Tennessee?

  • 24/7 service. Such online services allow you to credit funds at any time. Funds are issued day and night. The loan will be sent to a account, so a personal visit to the office is not required.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval level. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their clients. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to borrowers. The presence of minor delays and a low score does not guarantee denial.

What data to fill out in the application? - General Info

To submit an application, every borrower should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and get the offer.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

If you are denied a loan at bank, the cause may be a bad credit history. This is a factor reviewed when deciding to issue a loan. Payday lenders do not consider this factor the only one to issue a loan in Taft, Tennessee. The lending company will estimate many points to qualify such as financial capabilities. Payday loans will be a source to enhance your bad credit rating into a favorable one.

The following common points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is intended to calculating the APR. This is a definite cost of the loan.

APR Calculator

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