Welcome to Our Online Loan Referral Service

4.6 12 reviews

1350 Rosecrans St, San Diego, CA 92106, USA
+1 (619) 243-7900
locations.bannerbank.com
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM

Domain Info

Created Date

1997-06-14

Mailing Address

WA, United States

Company Name

Banner Bank

Banner Bank

Contact Data

Feedback about Banner Bank?

Here you see the feedback of our clients.

Banner Bank took over and have had nothing but excellent customer service.

Dr. Kole Schamberger IV

That loan was declined.

Tina Cummerata

Good bank, friendly people

Prof. Frida Crooks

Pay Attention

Above-defined info offers the details about a certain lender. Below-defined info is oriented on general information about payday loans.

Payday Loans in San Diego, Texas

According to the definiftion, a payday loan is a lending option taken out for a short time span: 2-3 weeks. A small amount is approved: $100-$1,000.

It is simple and fast to take out loans in San Diego, Texas. The rates are accured on an individual basis: if a borrower repays as much payday loans as possible, she will be provided one of the most reasonable terms and rates.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

How will Banner Bank help issue a payday loan in San Diego, Texas?

  • 24/7 service. Such Internet services allow you to get funds at any time. Funds are taken out day and night. The deposit will be sent to a account, so a personal visit to the office is not required.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their customers. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to customers. The presence of minor delays and a low score does not guarantee denial.

What data to fill in in the application? - General Info

To leave an application, every customer should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and recieve the decision.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the cause of denial for a loan is a bad credit history. This factor is considered by banks before taking out a loan. But banks almost 100% refuse the application when lenders in San Diego, tx will estimate other aspects like payment abilities and approve a loan. This is a way to enhance your credit history.

The following general points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to issue a payday loan, you should define its definite cost. This calculator will show the annual percentage rate of the loan.

APR Calculator

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