Cost Effective Financial Services Payday Loans Review

Organization owner?

2515 Camino del Rio S UNIT 226, San Diego, CA 92108, USA

+1 (619) 497-2999

Wednesday

9AM–5PM

Thursday

9AM–5PM

Friday

9AM–5PM

Saturday

Closed

Sunday

Closed

Monday

9AM–5PM

Tuesday

9AM–5PM

What people think about Cost Effective Financial Services?

Below you read some of the opinions of our clients.

I had no hesitation in choosing the necessary company sure that it's legit.

Prof. Dandre Franecki Jr.

Very grateful for COMPACOM service.

Carlie Welch

The most pleasant thing was a chance to pre-qualify online and get a free quote.

Ms. Lenna DuBuque Sr.

Important

Now you can read general features of payday loans.

Payday Loans in San Diego, Texas

A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts usually range from $100 to $1,000.

It is simple and fast to get accepted for payday loans in San Diego, Texas. The APR will be set individually for each person and will depend on the personal data the person filled in.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a low credit score automatically disqualifies consumers from getting a bank loan. Payday loans give clients with a poor credit score an increased opportunity to get accepted for payday loans. A payday loan may be the only option available for some individuals to help them cover urgent expenses. If you take out such a loan, it is relevant that you always borrow within your needs and pay back your loan commitments without delays.

To get accepted for a payday loan, you have to comply with the following requirements:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No ability to get a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans including mortgage

Rate your APR

This online calculator can be used to quickly calculate the annual percentage rate. It’s easy to learn the definite cost of the cash advance loan even before applying.