Welcome to Our Online Loan Referral Service

4.4 8 reviews

225 W Santa Clara St Suite 150, San Jose, CA 95113, USA
+1 (408) 755-4800
locations.umpquabank.com
Friday
9AM–1PM, 2–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–1PM, 2–5PM
Tuesday
9AM–1PM, 2–5PM
Wednesday
9AM–1PM, 2–5PM
Thursday
9AM–1PM, 2–5PM

Domain Info

Created Date

2000-07-31

Mailing Address

20085 NW TANASBOURNE DR, Hillsboro, OR, 97124-7104, United States

Company Name

Umpqua Bank

Umpqua Bank

Contact Data

[email protected]

+1.8778674357

What people think about Umpqua Bank?

Below you read some of the opinions of our customers.

We had a great experience with all of the employees.

Mario Schmeler DVM

On top of that all the parking around the building is paid parking.

Dr. Fernando Miller

They treat you like family and support local businesses.

Rylan Reilly

Pay Attention

Above there is information about a exact loan provider. Below you can review common aspects of payday loans.

Payday Loans in San Jose, Illinois

Payday loans are short-term loans originally created to tide people over until payday. You can usually borrow from $100 to $1,000.

Payday loans are the easiest loans to qualify for in San Jose, Illinois. The entire process is fast. They are appoved right away and come with individual interest rate. It will be influenced by the borrower’s personal data.

APR

404%*

Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A poor credit score doesn't have to prevent you from applying for payday loans. They are one of the few unsecured loan products offered to applicants with a poor credit history. Payday loan approvals depend very much on specific factors. They will look at your earnings and subtract all your expenses. Typically, your score won’t be affected by a payday loan, as long as you repay it in full and in a timely manner.

To get accepted for a loan, you must comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you want to learn the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the definite cost of the payday loan in a few minutes.

APR Calculator

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