California Check Cashing Stores Payday Loans Review

3.9 17 reviews

Loan agency in San Jose, California

Organization owner?

2151 Story Rd, San Jose, CA 95122, USA

+1 (408) 923-1331

www.ccfi.com

Wednesday

9AM–7PM

Thursday

9AM–7PM

Friday

9AM–8PM

Saturday

10AM–4PM

Sunday

10AM–2PM

Monday

9AM–7PM

Tuesday

9AM–7PM

Domain Info

Created Date

2002-11-23

Mailing Address

P.O. Box 81226, Seattle, WA, 98108-1226, United States

Company Name

On behalf of ccfi.com owner

Whois Privacy Service

Contact Data

[email protected]

+1.2065771368

Feedback about California Check Cashing Stores?

Here you read the reviews of our clients.

Easy transaction, nice people

Adele Wyman

Seems like this location is run by craig and day day from the movie friday.

Clarissa Klein V

The employees are really nice and helpful.

Mariane Corkery PhD

Pay Attention

Further there will be given the details about not a definite lender. The information below will tell about common information about payday loans and its specific features.

Payday Loans in San Jose, Illinois

Payday loans are a kind of loans issued by payday lending company to people for a short period of time - usually 2 to 3 weeks. It is taken out a small amount: $100-$1,000.

This financial product in San Jose, Illinois is issued simply and quickly. The interest percentage is set respecting the category of the customer: the more loans are successfully repaid, the more favorable terms will be guaranteed to you.

APR

404%*

Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

How will California Check Cashing Stores help issue a payday loan in San Jose, Illinois?

Day and night service. Night hours are the same working for online lending companies. You should not visit the chosen payday lender offline. The funds will be transferred to your credit card.
No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
Online application. Submit an online form with personal data. It will take some minutes to process the form. The funds are deposited in 24 business hours.
The approval level is high. Almost 98% of positive decisions are made.
Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions set by banks. Lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill out in the application? - General Info

To submit an application, every borrower should fill in the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and recieve the offer.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the reason of denial for a loan is a bad credit history. This factor is estimated by payday lenders before taking out a loan. But banks almost 100% deny the application when lenders in San Jose, il will assess other aspects like financial capabilities and approve a payday loan. This is a way to enhance your credit score.

The following general points will be assessed before applying for a loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No way to issue a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

If you need to find out the APR of the loan, you are welcome to use the calculator. It will determine the cost of the payday loan.

APR Calculator

Other Payday Lenders in San Jose, California

Daily-Harris Financial Services Co

9845 Erma Rd # 206, San Diego, CA 92131, USA

+1 (858) 578-9745

First Federal Savings & Loan Association of San Rafael

1030 3rd St, San Rafael, CA 94901, USA

+1 (415) 456-6231

www.ffsavings.com

First Entertainment Credit Union

2520 W Olive Ave, Burbank, CA 91505, USA

+1 (888) 800-3328

www.firstent.org

OneMain Financial

2651 Blanding Ave ste f, Alameda, CA 94501, USA

+1 (510) 481-6010

www.onemainfinancial.com