Welcome to Our Online Loan Referral Service

3.7 6 reviews

6490 Camden Ave, San Jose, CA 95120, USA
+1 (408) 997-4820
locators.bankofamerica.com

Domain Info

Created Date

1998-12-28

Mailing Address

5000 US HWY 17, Fleming Island, FL, 32003, United States

Company Name

Domain Administrator

Bank of America

Contact Data

[email protected]

+1.9049870917

+1.4692018592

Feedback about Bank of America Financial Center?

Here you get acquainted with the reviews of our customers.

I submit an application quite often. I am pleased with the terms. There is online day and night service.

Esperanza Hodkiewicz

I trusted Bank of America Financial Center when it was necessary to get a payday loan. I submitted an application quickly. No problems.

Loma Yost Jr.

Pay Attention

Payday lenders are shown in the first three points. Below info defines general information about payday loans.

Payday Loans in San Jose, Illinois

Payday loans are a type of loans taken out by payday lender to individuals for a short period of time - usually 2 to 3 weeks. It is issued a small amount: $100-$1,000.

This financial product in San Jose, Illinois is taken out simply and quickly. The interest rate is set depending on the category of the borrower: the more loans are successfully paid off, the more reasonable terms will be offered to you.

APR

404%*

Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

How will Bank of America Financial Center help issue a loan in San Jose, Illinois?

  • Day and night service. Night hours are the same working for online lenders. You should not attend the chosen payday lender offline. The funds will be transferred to your credit card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online application with person-related data. It will take some minutes to consider the form. The money are transferred in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions set by banks. Lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill in in the application? - General Info

To leave an application, every customer should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get a proposal from one of lending companies.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

If you are denied a loan at bank, the reason may be a bad credit history. This is a factor taken into account when deciding to issue a loan. Lenders do not consider this factor the only one to take out a loan in San Jose, Illinois. The company will assess many points to qualify such as solvency. Payday loans will be a way to improve your bad credit rating into a favorable one.

The following common points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to calculate the APR of the payday loan, you are welcome to utilize the calculator. It will determine the cost of the payday loan.

APR Calculator

Other Payday Lenders in San Jose, California

U.S. Bank Branch

22012 El Paseo, Rancho Santa Margarita, CA 92688, USA

+1 (949) 589-5896

locations.usbank.com

F&M Bank

Concord, CA 94518, USA

+1 (925) 771-3703

www.myfmbank.com

Mechanics Bank - Broad Street Branch

2276 Broad St, San Luis Obispo, CA 93401, USA

+1 (805) 541-5500

www.mechanicsbank.com

Bank of the West

140 Sunset Dr, San Ramon, CA 94583, USA

+1 (925) 543-0330

www.bankofthewest.com

Bank of the West

1360 E Calaveras Blvd, Milpitas, CA 95035, USA

+1 (408) 998-6906

www.bankofthewest.com

RPM Lenders

205 W Pine Ave, Lompoc, CA 93436, USA

+1 (805) 736-0087

Bank of America Mortgage

1102 Higuera St, San Luis Obispo, CA 93401, USA

+1 (805) 503-8972

www.bankofamerica.com

Stonecastle Land & Home Financial

380 Diablo Rd Suite 201, Danville, CA 94526, USA

+1 (925) 831-9010

www.stonecastlemtg.com

MoneyGram

1274 W Henderson Ave, Porterville, CA 93257, USA

+1 (559) 781-0522

locations.moneygram.com

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