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3 4 reviews

99 Almaden Blvd #100, San Jose, CA 95113, USA
+1 (408) 279-7700
www.unionbank.com
Friday
10AM–5PM
Saturday
Closed
Sunday
Closed
Monday
10AM–5PM
Tuesday
10AM–5PM
Wednesday
10AM–5PM
Thursday
10AM–5PM

Domain Info

Created Date

1995-05-23

Mailing Address

1980 Saturn Street, Monterey Park, CA, 91755, United States

Company Name

MUFG Union Bank

MUFG Union Bank N.A.

Contact Data

[email protected]

+1.3237202000

Feedback about Union Bank?

Here you see the feedback of our clients.

Good service with a reasonable rate. Money transferred immediately, I always use Union Bank.

Dr. Elena Farrell II

I trusted Union Bank when it was necessary to get a payday loan. I filled out an application quickly. No problems.

Ms. Lupe Bashirian

Minimum application form, only an ID was needed. Very quick processing. The first loan was given with a limit of $500 at reasonable interest rate, so far it has been paid back on time, it can be either extended or repaid ahead of schedule.

Idell Yundt

I suffered a difficult situation in my life. I urgently required extra funds. This company helped me a lot. They approved the required loan amount. I solved all my problems. I recommend the company to all my friends.

Sandy Doyle

Pay Attention

The first three points describe the certain lending company. In other turn, below-defined info makes users get acquainted shared information about payday loans.

Payday Loans in San Jose, Illinois

Payday loans are a type of loans issued by payday lender to people for a short period of time - usually several weeks. It is issued a small amount: $100-$1,000.

Payday loans in San Jose, Illinois are taken out hassle-free. The interest percentage depends on the customer's personal data: if you pay back more payday loans, the more efficient terms and rates lenders guarantee.

APR

404%*

Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

How will Union Bank help take out a loan in San Jose, Illinois?

  • 24/7 operation. Such Internet services allow you to credit funds at any time. Funds are issued day and night. The deposit will be sent to a credit card, so a personal visit to the office is not necessary.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to issuing a loan. Lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee rejection.

What data to fill out in the application? - General Info

To submit an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to get an offer from one of the lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history if one of causes to deny the loan. Lenders do not consider this factor the only one to issue a loan in San Jose, Illinois. They estmate many other factors before taking out a payday loan. One of them is financial capabilities. This is a way to enhance your credit rating.

The following common points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to calculate the APR of the payday loan, you are welcome to apply the calculator. It will define the cost of the cash advance.

APR Calculator

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