Welcome to Our Online Loan Referral Service


San Jose, CA 95111, USA

Feedback about American Check Cashing?

Here you get acquainted with the feedback of our customers.

Money was urgently needed. I submitted an online application in American Check Cashing. I sent all the necessary photos of documents, talked to the managers by phone. The requested amount was approved. Within an hour, the money was transferred to my card.

Ms. Greta Senger

It is very convenient, fast, without additional pops and extra payments. Thank you. Round-the-clock online support pleases with its prompt response to requests.

Prof. Leonor Kuphal V

American Check Cashing is quite good, I will explain: the first loan, the limit is increased gradually. It is subject to repayment on schedule. The managers in those customer care are adequate, they gave clear answers to my questions. There were no delays. And the percentage is like everywhere else.

Dr. Ned Schroeder

Pay Attention

The first three points show the certain lending company. In other turn, below-defined info makes people grapple with shared information about payday loans.

Payday Loans in San Jose, Illinois

Payday loans are a type of loans taken out by payday lender to individuals for a short period of time - usually several weeks. It is issued a small amount: $100-$1,000.

It is simple and fast to take out payday loans in San Jose, Illinois. The rates are accured on an individual basis: if a borrower repays as much loans as possible, he will be offered one of the most efficinet terms and rates.

APR

404%*

Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

How will American Check Cashing help take out a payday loan in San Jose, Illinois?

  • Day and night service. Night hours are the same business hours for online lending companies. You should not visit the chosen payday lender offline. The funds will be deposited to your bank account.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online application with person-related data. It will take several minutes to consider the form. The funds are transferred in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill in in the application? - General Info

To submit an application, every client should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a borrower should submit an application to get a proposal from one of lending companies.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history if one of causes to deny the loan. Microfinance organizations do not consider this factor the only one to take out a loan in San Jose, Illinois. They rate many other factors before taking out a payday loan. One of them is solvency. This is a way to enhance your credit history.

The following general points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to know the APR of the loan, you are welcome to utilize the calculator. It will specify the cost of the cash advance.

APR Calculator

Other Payday Lenders in San Jose, California

Exchange Bank

400 Dutton Ave, Santa Rosa, CA 95407, USA

+1 (707) 524-3033

www.exchangebank.com

Credit Service Co

7120 Hayvenhurst Ave # 300, Van Nuys, CA 91406, USA

+1 (800) 500-6117

www.csc4credit.com

MoneyGram

55 N Maclay Ave #55-B, San Fernando, CA 91340, USA

+1 (818) 838-3040

locations.moneygram.com

ACE Cash Express

729 E St, Marysville, CA 95901, USA

+1 (530) 749-9928

www.acecashexpress.com

Montana Capital Car Title Loans

1029 Blossom Hill Rd Suite #5, San Jose, CA 95123, USA

+1 (408) 556-9121

montanacapital.com

ACE Cash Express

1009 W MLK Blvd, Los Angeles, CA 90037, USA

+1 (323) 733-3961

www.acecashexpress.com

Bank of the West

230 W 7th St, Hanford, CA 93230, USA

+1 (559) 582-4381

www.bankofthewest.com

Principal Financial Group Bay Area Business Center

2099 Gateway Pl #100, San Jose, CA 95110, USA

+1 (402) 533-9820

www.principal.com

ATM - Umpqua Bank

1224A Broadway, Placerville, CA 95667, USA

+1 (530) 622-1010

locations.umpquabank.com

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