Feedback about Pacifica Finance Corporation?
Here you grapple with the feedback of our customers.
Minimum application form, only an ID was needed. Very quick reviewing. The first loan was given with a limit of $500 at fair rate, so far it has been paid off on schedule, it can be either extended or paid off ahead of schedule.
Leonardo Abshire
Not the first time I use Pacifica Finance Corporation. The service is competent. They immediately inform how much you should pay off. No cheating. You can always extend the loan. It assists a lot when money is urgently needed.
Johnnie Shanahan
It was necessary to enhance the credit rating, because there is practically no chance of getting a loan at a reasonable interest rate. As a result, I addressed Pacifica Finance Corporation. The score improved after several loans paid back.
Prof. Armani Brown V
A good payday lender. The company quickly reviewed the application and credited the funds to my credit card.
Mrs. Tamia Auer V
Pay Attention
Above there are details about a certain lender. Below every reader may get acquainted with the common features of payday loans.
Payday Loans in San Juan Capistrano, California
The financial product known as a payday loan is issued for a short-term: 2-3 weeks. $100-$1,000 is approved for clients.
This financial product in San Juan Capistrano, California is taken out easily and quickly. The interest percentage is set considering the category of the borrower: the more loans are successfully paid back, the more attractive terms will be ensured to you.
APR
460%* (369% on the average in 2019)
Max Loan
$300
Min Term
Not Specified
Max Term
31 days
How will Pacifica Finance Corporation help take out a loan in San Juan Capistrano, California?
- 24/7 operation. Such Internet services allow you to deposit funds at any time. Funds are issued day and night. The payday loan will be sent to a bank account, so a personal visit to the department is not necessary.
- No paperwork. The list of required certificates is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
- Online application. The application is filled out and considered much faster than in banks. Money is deposited within 24 hours after receiving approval.
- High approval level. When it relates to small amounts, a positive decision comes up 98%.
- Availability. Banks offer more stringent requirements on their borrowers. Age limits and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to customers. The presence of minor delays and a bad credit does not guarantee denial.
What data to fill in in the application? - General Info
To submit an application, every borrower should enter the following data:
Then a borrower should submit an application to get a proposal from one of payday lenders.
Why people issue payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill out in the application? - General Info
Bad credit history is a unfavorable factor that is processed by financial institutions. Lenders in San Juan Capistrano, ca consider this circumstance not an obstacle to issue a loan. The customer of a payday loan should be ready to objectively estimate financial abilities, take out a loan, pay back the debt on time and not only cope with current problems, but enhance the credit score.
The following common points will be estimated before applying for a payday loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
The calculator clarifies the cost of the payday loan known as annual percentage rate.
APR Calculator
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locators.bankofamerica.com
