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Created Date
1998-07-13
Mailing Address
Company Name
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Feedback about California Bank & Trust?
Here you see the reviews of our clients.
I recommend California Bank & Trust to everyone, I am applying for the second time. Everything is great!
Prof. Angeline Langosh V
It is very convenient, fast, without additional pops and extra payments. Thank you. 24/7 online support pleases with its prompt response to requests.
Ezekiel Eichmann
Thanks to the specialists for the reputable service. They assisted in difficult times. For application you only need an ID.
Clementina Dach
A good payday lender. The service quickly reviewed the application and deposited the funds to my card.
Prof. Alexandrine Cummerata
I apply very often. I am pleased with the terms. There is online day and night service.
Marquise Kiehn
Pay Attention
Above-shown info offers the details about a certain lender. Below-specified info is devoted to shared information about payday loans.
Payday Loans in San Juan Capistrano, California
A short-term loan is considered as a payday loan. This is a kind of a financial product taken out for 2,3 weeks. Accessible loan amounts range from $100-$1,000.
Problem-free financial products are considered as payday loans in San Juan Capistrano, ca. They are taken out at individually-set interest rates. They depend on customer's data. It is also significant to pay back as much payday loans as possible.
APR
460%* (369% on the average in 2019)
Max Loan
$300
Min Term
Not Specified
Max Term
31 days
How will California Bank & Trust help issue a payday loan in San Juan Capistrano, California?
- 24/7 service. Such Internet services allow you to deposit funds at any time. Funds are taken out around the clock. The transfer will be sent to a bank account, so a personal visit to the office is not required.
- No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
- Online application. The application is filled out and considered much faster than in banks. Money is transferred within 24 hours after receiving approval.
- High approval rate. When it comes to small amounts, a positive decision comes up 98%.
- Availability. Banks offer more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to clients. The presence of minor delays and a low credit rating does not guarantee rejection.
What data to fill out in the application? - General Info
To leave an application, every customer should fill out the following data:
After filling out an application, submit it and get the offer.
Why people issue payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill in in the application? - General Info
Bad credit history if one of reasons to deny the loan. Microfinance organizations do not consider this factor the only one to take out a loan in San Juan Capistrano, California. They rate many other factors before taking out a payday loan. One of them is solvency. This is a way to improve your credit score.
The following common points will be rated before applying for a cash advance:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
If you are going to issue a loan, you should calculate its real cost. This calculator will show the APR of the loan.
APR Calculator
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Lenox Financial Mortgage Corporation dba WesLend Financial
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www.lenoxhomeloans.com
Cooperative Center Federal Credit Union
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+1 (510) 845-6428
www.coopfcu.org
