Welcome to Our Online Loan Referral Service

3.9 39 reviews

15100 Hesperian Blvd, San Leandro, CA 94578, USA
+1 (800) 358-8228
www.patelco.org
Wednesday
10AM–6PM
Thursday
10AM–6PM
Friday
10AM–6PM
Saturday
10AM–2PM
Sunday
Closed
Monday
10AM–6PM
Tuesday
10AM–6PM

Domain Info

Created Date

Mailing Address

Company Name

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Feedback about Patelco Credit Union?

Here you grapple with the reviews of our clients.

Friendly staff and they offer you pleasant beverages.

Lizeth Harris

Lost my money and transferred it to my savings account without my consent.

Gracie Beahan

I can definitely say my first time experience was a positive one.

Prof. Nicolas Kuvalis

Pay Attention

Further there will be shown the details about not a exact lender. The information below will define common information about payday loans and its specific aspects.

Payday Loans in San Leandro, California

Payday loans are a type of loans taken out by payday lender to individuals for a short period of time - usually 2 to 3 weeks. It is taken out a small amount: $100-$1,000.

This financial product in San Leandro, California is taken out simply and fast. The interest rate is set respecting the category of the client: the more loans are successfully paid off, the more attractive terms will be guaranteed to you.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will Patelco Credit Union help issue a payday loan in San Leandro, California?

  • Day and night service. Night hours are the same business hours for online payday lenders. You should not attend the chosen payday lender offline. The funds will be transferred to your card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online form with personal data. It will take several minutes to review the form. The funds are transferred in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill out in the application? - General Info

To submit an application, every client should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a decision.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the reason of denial for a loan is a bad credit history. This factor is considered by banks before issuing a loan. But banks almost 100% deny the request when lenders in San Leandro, ca will estimate other aspects like solvency and approve a loan. This is a way to enhance your credit history.

The following common points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The APR will show the cost of the loan. It takes seconds to see the result.

APR Calculator

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+1 (707) 938-3035

www.bankofthewest.com

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OneMain Financial

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+1 (323) 803-2540

www.onemainfinancial.com

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Sunwest Bank - Irvine Banking Office

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+1 (949) 752-1471

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Westamerica Bank

1660 Tennessee St, Vallejo, CA 94590, USA

+1 (707) 558-1100

www.westamerica.com

U.S. Bank ATM

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+1 (800) 872-2657

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MVP Car Title Loans

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+1 (661) 403-1819

www.mvpautotitleloan.com

Cash 1

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+1 (559) 227-7795

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