Welcome to Our Online Loan Referral Service

3 7 reviews

3991 S Higuera St, San Luis Obispo, CA 93401, USA
+1 (805) 782-4620
locations.usbank.com
Thursday
9:30AM–12PM, 1–4PM
Friday
9:30AM–12PM, 1–4PM
Saturday
Closed
Sunday
Closed
Monday
9:30AM–12PM, 1–4PM
Tuesday
9:30AM–12PM, 1–4PM
Wednesday
9:30AM–12PM, 1–4PM

Domain Info

Created Date

1995-02-14

Mailing Address

MN, United States

Company Name

US Bank, National Association

US Bank, National Association

Contact Data

Feedback about U.S. Bank Branch?

Here you read the reviews of our clients.

Good service with a favorable percentage. Money transferred immediately, I always use U.S. Bank Branch.

Destiney Cronin PhD

I trusted U.S. Bank Branch when it was necessary to get a cash advance. I filled in an application quickly. No problems.

Lily Kunze

Yesterday I needed extra money, I decided to contact U.S. Bank Branch. They quickly approved the amount required, and besides, they offered good terms at a low interest rate.

Camilla Rippin Jr.

Thanks to the team of U.S. Bank Branch. Quick solution of the arisen issues, quick decision on the payday loan. I definitely recommend this service.

Ms. Ella McGlynn V

Pay Attention

Above-shown info offers the details about a definite lending company. Below-defined info is oriented on general information about payday loans.

Payday Loans in San Luis Obispo, California

Payday loans are a kind of loans issued by payday lender to people for a short period of time - usually 2 to 3 weeks. It is taken out a small amount: $100-$1,000.

Problem-free financial products are known as payday loans in San Luis Obispo, ca. They are issued at individual interest rates. They are dependent on customer's data. It is also important to pay off as much payday loans as possible.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will U.S. Bank Branch help issue a payday loan in San Luis Obispo, California?

  • 24/7 service. Such Internet services allow you to deposit funds at any time. Money are taken out day and night. The payday loan will be sent to a card, so a personal visit to the store is not necessary.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their customers. Age restrictions and bad credit will become barriers to issuing a loan. Lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee rejection.

What data to fill in in the application? - General Info

To leave an application, every borrower should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you should submit an application to get an offer from one of lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

If you are declined a loan at bank, the cause may be a bad credit history. This is a factor processed when deciding to issue a loan. Payday lenders do not consider this factor the only one to issue a loan in San Luis Obispo, California. The lending company will estimate many points to qualify such as financial capabilities. Cash advance will be a source to improve your bad credit score into a favorable one.

The following general points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator clarifies the cost of the loan known as annual percentage rate.

APR Calculator

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