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4 3 reviews

201 Madonna Rd, San Luis Obispo, CA 93405, USA
+1 (800) 872-2657
usbank.com

Domain Info

Created Date

1995-02-14

Mailing Address

MN, United States

Company Name

US Bank, National Association

US Bank, National Association

Contact Data

Feedback about U.S. Bank ATM - San Luis Obispo - Ralphs?

Here you see the feedback of our customers.

My favorite place to go for banking !!!!

Otho Robel

The tellers here are great, Tawni Carver,the Branch Manager.

Earline Boyer

Pay Attention

Above-specified info provides the details about a definite lending company. Below-defined info is oriented on common information about payday loans.

Payday Loans in San Luis Obispo, California

Payday loans are a type of loans issued by payday lender to people for a short period of time - usually 2 to 3 weeks. It is issued a small amount: $100-$1,000.

Such financial products as payday loan in San Luis Obispo, California is issued easily and fast for a short period: 2-3 weeks. The interest rates are established on an individual basis relative to the personal data: the more cash advance you pay back off, the more favorable rates you will get.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will U.S. Bank ATM - San Luis Obispo - Ralphs help take out a payday loan in San Luis Obispo, California?

  • Round the clock service. Every client may address the service at any time of the day and night. The borrowed funds will be deposited to bank account. You won't be asked to visit any store.
  • No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online application. You have to fill in an online application only. It will be considered in a matter of minutes. The funds are transferred in 24 business hours.
  • Fast and high approval rate. The positive offer counts almost 98%.
  • Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low score won't be an obstacle to take out a payday loan from online lenders.

What data to fill in in the application? - General Info

To leave an application, every client should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get a proposal from one of lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the reason of denial for a loan is a bad credit history. This factor is estimated by banks before taking out a loan. But banks almost 100% refuse the request when lenders in San Luis Obispo, ca will assess other aspects like payment abilities and approve a loan. This is a way to enhance your credit rating.

The following common points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The annual percentage rate will define the cost of the loan. It takes seconds to see the result.

APR Calculator

Other Payday Lenders in San Luis Obispo, California

California Bank & Trust

675 Carlsbad Village Dr, Carlsbad, CA 92008, USA

+1 (760) 720-9300

calbanktrust.com

Westamerica Bank

1400 Draper St, Kingsburg, CA 93631, USA

+1 (559) 897-6490

www.westamerica.com

Fullerton Fast Auto Car Title Loans

2271 W Malvern Ave # 122-A, Fullerton, CA 92833, USA

+1 (714) 681-1179

getautotitleloans.com

Direct Funding Now

18100 Von Karman Ave #850, Irvine, CA 92612, USA

+1 (800) 399-5714

www.directfundingnow.com

ACE Cash Express

23845 Sunnymead Boulevard ste a, Moreno Valley, CA 92553, USA

+1 (951) 243-3106

www.acecashexpress.com

Cash Now

514 E Yosemite Ave, Madera, CA 93638, USA

+1 (559) 674-4150

cashnow-loanagency.business.site

5 Star Car Title Loans

3434 Saviers Rd, Oxnard, CA 93033, USA

+1 (805) 500-2045

5starloans.com

United Security Bank

3404 Coffee Rd, Bakersfield, CA 93308, USA

+1 (661) 588-2265

www.unitedsecuritybank.com

Bank of the West

19005 Colima Rd, Rowland Heights, CA 91748, USA

+1 (626) 923-6777

www.bankofthewest.com

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