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2.2 10 reviews

2276 Broad St, San Luis Obispo, CA 93401, USA
+1 (805) 541-5500
www.mechanicsbank.com
Thursday
9AM–5PM
Friday
9AM–6PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM

Domain Info

Created Date

2000-11-17

Mailing Address

REDACTED FOR PRIVACY, REDACTED FOR PRIVACY, CA, REDACTED FOR PRIVACY, United States

Company Name

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

Contact Data

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

What people think about Mechanics Bank - Broad Street Branch?

Below you read some of the opinions of our customers.

Your ATM could give out $100s, but it gives out $20s.

Isadore Brown Jr.

These people are totally apathetic and incompetent.

Geraldine Monahan

It seems to me that the bank is stuck in the 20th century.

Veda Prosacco

Pay Attention

The previous three items charactirize a precise lender. But below you can find common details about payday loans.

Payday Loans in San Luis Obispo, California

Payday loans are short-term loans originally invented to tide consumers over until payday. You can typically borrow from $100 to $1,000.

Online cash advance loans can be the easiest solution to your temporary financial issues in San Luis Obispo , California because they are easily approved and easily paid off. Your APR will depend on your state regulations or on the payday lender's policy.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

If you have a bad credit rating you may still be eligible a payday loan. Such loans are created to help meet the needs of applicants with bad credit scores. There are companies who may be happy to give you a payday loan even if you have a bad credit score. You will need a stable income to get accepted for a bad credit payday loan.

To get accepted for a cash advance, you must meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Find out the APR right now. Use this online calculator to specify the exact cost of your loan. It only takes a couple of seconds to become informative even before applying.

APR Calculator

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