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Loan agency in San Luis Obispo, California

735 Tank Farm Rd, San Luis Obispo, CA 93401, USA
+1 (805) 543-4422
www.sanluiscapital.com

Domain Info

Created Date

2002-04-22

Mailing Address

California, United States

Company Name

Contact Data

What people think about San Luis Capital?

Below you read some of the opinions of our clients.

Thank you for the exceptional service. Your employess assisted me throughout the process. It’s cool that you only need an ID to get accepted.

Rafael Goyette V

I applied for the first payday loan in my life, was approved in 15 minutes despite the fact that I had bad credit. I repaid it before the due date. Love this company for their affordable rates. Other lenders in my town charge sky high interest!

Adele West V

I always use San Luis Capital when it need a payday loan. The application process is trouble-free. No problems.

Erwin Erdman

Online application. I only entered an ID and a bank account. Fast processing. The first time I was approved for $600 only. Hope the available amount will be more next time. APR is average. Paid off the loan earlier than agreed. If necessary, the term can be also extended.

Darion Schultz

Pay Attention

The previous three items charactirize a precise financial institution. But below you can read common information about payday loans.

Payday Loans in San Luis Obispo, California

A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you receive your next paycheck, typically two to four weeks.

Payday loans in San Luis Obispo, California is are easy to access. The interest rate is individual for each person and depends on various factors: age, income, loan amount needed, loan term, credit score, etc.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a low credit score automatically disqualifies you from getting a bank loan. Payday loans give consumers with a bad credit rating an increased chance to get accepted for such loans. A payday loan may be the only option available for some borrowers to help them deal with unexpected problems. If you take out such a loan, it is critical that you always borrow within your budget and pay off your loan commitments as agreed in the contract.

To get approved for a cash advance, you have to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you are going to apply for a payday loan, you can use an online calculator. It will show the definite APR of your loan.

APR Calculator

Other Payday Lenders in San Luis Obispo, California

Advance America

266 Reservation Rd Ste. I, Marina, CA 93933, USA

+1 (831) 883-1772

www.advanceamerica.net

Mission Federal Credit Union

985 Civic Center Dr #106, Vista, CA 92083, USA

+1 (800) 500-6328

www.missionfed.com

Amas Loan Modifaction Services

2087 W 11th St, Upland, CA 91786, USA

+1 (909) 982-8047

Patelco Credit Union

1390 Willow Pass Rd Suite 100, Concord, CA 94520, USA

+1 (800) 358-8228

www.patelco.org

BBVA Bank

24010 Sunnymead Boulevard, Moreno Valley, CA 92553, USA

+1 (951) 242-1174

www.bbvausa.com

California Bank & Trust

32221 Camino Capistrano, San Juan Capistrano, CA 92675, USA

+1 (949) 248-0100

www.calbanktrust.com

Bankers Capital Realty & Investments: Willie & Ana Herber

13920 City Center Dr #235, Chino Hills, CA 91709, USA

+1 (909) 241-6848

OneWest Bank

3410 Grand Ave Suite A, Chino Hills, CA 91709, USA

+1 (909) 631-2560

www.onewestbank.com

U.S. Bank Branch

24340 El Toro Rd, Laguna Woods, CA 92637, USA

+1 (949) 457-6232

locations.usbank.com

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