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Loan agency in San Luis Obispo, California

735 Tank Farm Rd, San Luis Obispo, CA 93401, USA
+1 (805) 543-4422
www.sanluiscapital.com

Domain Info

Created Date

2002-04-22

Mailing Address

California, United States

Company Name

Contact Data

What people think about San Luis Capital?

Below you read some of the opinions of our clients.

Thank you for the exceptional service. Your employess assisted me throughout the process. It’s cool that you only need an ID to get accepted.

Rafael Goyette V

I applied for the first payday loan in my life, was approved in 15 minutes despite the fact that I had bad credit. I repaid it before the due date. Love this company for their affordable rates. Other lenders in my town charge sky high interest!

Adele West V

I always use San Luis Capital when it need a payday loan. The application process is trouble-free. No problems.

Erwin Erdman

Online application. I only entered an ID and a bank account. Fast processing. The first time I was approved for $600 only. Hope the available amount will be more next time. APR is average. Paid off the loan earlier than agreed. If necessary, the term can be also extended.

Darion Schultz

Pay Attention

The previous three items charactirize a precise financial institution. But below you can read common information about payday loans.

Payday Loans in San Luis Obispo, California

A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you receive your next paycheck, typically two to four weeks.

Payday loans in San Luis Obispo, California is are easy to access. The interest rate is individual for each person and depends on various factors: age, income, loan amount needed, loan term, credit score, etc.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a low credit score automatically disqualifies you from getting a bank loan. Payday loans give consumers with a bad credit rating an increased chance to get accepted for such loans. A payday loan may be the only option available for some borrowers to help them deal with unexpected problems. If you take out such a loan, it is critical that you always borrow within your budget and pay off your loan commitments as agreed in the contract.

To get approved for a cash advance, you have to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you are going to apply for a payday loan, you can use an online calculator. It will show the definite APR of your loan.

APR Calculator

Other Payday Lenders in San Luis Obispo, California

Payday Money Centers- San Juan Capistrano

31952 Del Obispo St #250, San Juan Capistrano, CA 92675, USA

+1 (949) 248-9827

www.paydaymoneycenters.com

Check Center

2005 San Pablo Ave, Berkeley, CA 94702, USA

+1 (510) 548-0324

www.checkcenters.com

Bank of America ATM

570 5th St, Lincoln, CA 95648, USA

+1 (844) 401-8500

locators.bankofamerica.com

California Check Cashing Stores

1075 S White Rd #90, San Jose, CA 95127, USA

+1 (408) 926-2274

www.ccfi.com

Premier America Credit Union

19315 Saticoy St unit a, Reseda, CA 91335, USA

+1 (800) 772-4000

www.premieramerica.com

Bank of America Financial Center

1611 Sycamore Ave, Hercules, CA 94547, USA

+1 (510) 245-7514

locators.bankofamerica.com

U.S. Bank Branch

2320 S Broadway, Santa Maria, CA 93454, USA

+1 (805) 348-1933

locations.usbank.com

Westamerica Bank

2498 Guerneville Rd, Santa Rosa, CA 95403, USA

+1 (707) 576-3694

www.westamerica.com

Bank of America Financial Center

929 Fair Oaks Ave, South Pasadena, CA 91030, USA

+1 (626) 578-5125

locators.bankofamerica.com

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