Welcome to Our Online Loan Referral Service

5 2 reviews

892 Aerovista Pl #110, San Luis Obispo, CA 93401, USA
+1 (805) 250-2300
www.murphybank.com
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM

Domain Info

Created Date

1998-10-29

Mailing Address

5335 Gate Parkway care of Network Solutions PO Box 459, Jacksonville, FL, 32256, United States

Company Name

PERFECT PRIVACY, LLC

Contact Data

[email protected]

+1.5707088780

What people think about Murphy Bank?

Below you read some of the opinions of our customers.

Murphy Bank seems reliable. Used it twice. The first payday loan approved was small – $200, but next time the limit was increased to $800. Paid off the loan on schedule. The managers were caring, they gave fast answers to all my questions. No complaints. But their interest rates are not the lowest on the net.

Aurelia Legros

The process was hassle-free, speedy. No surety needed. Thank you so much. Love their online customer support. No troubles. Would use again.

Dustin Tromp

Recently I experienced the most desperate situation in my life. I suddenly needed $600 to cover utility bills. This company assisted me very quickly. They were the only lender that approved me for the required amount. I solved all my problems. I will definitely recommend this website to my family. Best service in my life.

Aleen Hane Jr.

Murphy Bank seems legit. At least they charge no hidden fees. This was the only lender that accepted me for a payday loan.

Lou Reichert Jr.

Recently I had the most unpleasant situation in my life. I suddenly needed $700 to pay for utility bills. This institution assisted me the same day. They were the only lender that accepted me for the required amount. I dealt with all my troubles. I will definitely recommend this website to my family. Best service ever.

Prof. Ansel Cassin

Pay Attention

The above-given information provides the details about a certain lender. The information below is about general information about payday loans.

Payday Loans in San Luis Obispo, California

A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts usually range from $100 to $1,000.

It is trouble-free and fast to get accepted for payday loans in San Luis Obispo, California. The APR will be set specifically for each case and will depend on the personal data the borrower provided.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A poor credit rating doesn't have to prevent you from applying for payday loans. They are one of the few unsecured loan products available to consumers with a poor credit score. Payday loan approvals depend very much on other aspects. They will look at your income and subtract all your expenses. Typically, your score won’t be ruined by a payday loan, as long as you repay it in full and without delays.

To get accepted for a loan, you have to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you are going to take out a cash advance loan, you can use an online calculator. It will show the definite APR of your cash advance.

APR Calculator

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