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5 reviews
Loan agency in San Luis Obispo, California

3920 Broad St Ste 5, San Luis Obispo, CA 93401, USA
+1 (805) 316-4793
www.onemainfinancial.com
Friday
9AM–5:30PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5:30PM
Tuesday
9AM–7PM
Wednesday
9AM–5:30PM
Thursday
9AM–5:30PM

Domain Info

Created Date

2010-10-01

Mailing Address

601 NW 2ND ST, EVANSVILLE, IN, 47708-1013, United States

Company Name

OneMain General Services Corporation

OneMain General Services Corporation

Contact Data

[email protected]

+1.8124922507

Feedback about OneMain Financial?

Here you see the feedback of our clients.

Money was urgently required. I submitted an online application in OneMain Financial. I sent all the necessary photos of documents, talked to the staff by phone. The requested loan was approved. Within an hour, the money was deposited to my card.

Mrs. Justina Gibson II

It is very convenient, fast, without additional pops and extra payments. Thank you. 24/7 online support pleases with its prompt response to requests.

Dr. Antone Emard Jr.

I took the first cash advance, I was approved in a matter of minutes, despite the fact that I had an overdue loan at the bank. I paid it back on time, but there was an opportunity to extend the payment and return the cash advance in parts. Immediately after repaying the old one, you can take out a new one, the available amount increases every time.

Polly Graham

Only an ID is needed to apply. Was on a working trip and needed cash, it turns out that you can credit your personal bank card safely, and most importantly, quickly. Recommend!

Helen Koch

I took out a cash advance when I had problems with money. There was no other way out. I found this site on the Internet, among others. Has applied several services. One denied, the other issued at too high a interest rate, but here it was approved as I wanted.

Dr. Agustin Fadel

Pay Attention

Payday lenders are provided in the first three points. Below info specifies general information about payday loans.

Payday Loans in San Luis Obispo, California

Payday loan is issued for a short period: 2-3 weeks. The provided loan amounts are $100-$1,000.

This financial product in San Luis Obispo, California is issued simply and quickly. The interest rate is defined respecting the category of the client: the more loans are successfully repaid, the more reasonable terms will be offered to you.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will OneMain Financial help take out a payday loan in San Luis Obispo, California?

  • Day and night service. Night hours are the same business hours for online payday lenders. You should not visit the chosen payday lender offline. The funds will be deposited to your card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online application with personal data. It will take some minutes to review the application. The money are transferred in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill in in the application? - General Info

To leave an application, every client should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to recieve an offer from one of the lending companies.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

If you are denied a loan at bank, the reason may be a bad credit history. This is a factor reviewed when deciding to issue a cash advance. Microfinance organizations do not consider this factor the only one to issue a loan in San Luis Obispo, California. The company will assess many points to qualify such as payment abilities. Payday loans will be a way to enhance your bad credit rating into a favorable one.

The following common points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator serves to calculating the annual percentage rate. This is a definite cost of the loan.

APR Calculator

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Bank of the West

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+1 (707) 649-1100

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California Bank & Trust

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OneMain Financial

15065 E 14th St B, San Leandro, CA 94578, USA

+1 (510) 317-7528

www.onemainfinancial.com

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