1 Percent Check Cashing Payday Loans Review

3.4 8 reviews

Organization owner?

407 E First St, Santa Ana, CA 92701, USA

+1 (714) 664-0855

Thursday

8:30AM–7:30PM

Friday

8AM–8PM

Saturday

8AM–7PM

Sunday

9AM–5PM

Monday

8:30AM–7:30PM

Tuesday

8:30AM–7:30PM

Wednesday

8:30AM–7:30PM

What people think about 1 Percent Check Cashing?

Below you find some of the opinions of our clients.

Easy check cashing and the price they charge for a check is fair

Tomasa Okuneva

I had paid and gotten a receipt, I just didn't have it on me.

Jermain Murray

Pay Attention

The above-given information provides the details about a precise lender. The information below is about common information about payday loans.

Payday Loans in Santa Ana, California

A payday loan is a short-term loan that can help you cover immediate cash needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.

It is trouble-free and fast to get accepted for payday loans in Santa Ana, California. The APR will be set specifically for each client and will depend on the personal data the consumer filled in.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A poor credit score doesn't have to prevent you from applying for payday loans. They are one of the few easy loan products offered to applicants with a poor credit rating. Payday loan approvals depend very much on other factors. Payday companies will look at your earnings and subtract all your expenses. Typically, your score won’t be affected by a payday loan, as long as you repay it in full and as agreed in the contract.

To get approved for a loan, you must meet the following eligibility criteria:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No ability to get a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans including mortgage

Rate your APR

Learn the APR right now. Use this online calculator to specify the definite cost of your loan. It only takes 20 seconds to become informative even before applying.