Welcome to Our Online Loan Referral Service

4.5 19 reviews

1101 Palm Ave, Imperial Beach, CA 91932, USA
+1 (800) 334-8788
northisland.ccu.com
Wednesday
9AM–4PM
Thursday
9AM–4PM
Friday
9AM–5PM
Saturday
9AM–1PM
Sunday
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM

Domain Info

Created Date

1995-05-16

Mailing Address

Company Name

Contact Data

What people think about North Island Credit Union?

Below you find some of the opinions of our clients.

Keep up the great work Susan, Jen and staff.

Jedidiah Stokes PhD

My husband and I opened a joint account in June.

Alverta Kautzer

Associates Erika and Alamo are super helpful and kind!

Stanford Murazik Jr.

Pay Attention

Now you can see general characteristics of payday loans.

Payday Loans in Imperial Beach, California

A payday loan is a small, short-term loan that's meant to be paid off with the borrower's next paycheck. Amounts usually range from $100 to $1,000.

It is effortless and speedy to get approved for payday loans in Imperial Beach, California. The APR will be set specifically for each applicant and will depend on the personal data the borrower filled in.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A poor credit score doesn't have to stop you from applying for payday loans. They are one of the few unsecured loan products available to applicants with a bad credit score. Payday loan approvals depend very much on other aspects. Payday companies will look at your earnings and subtract all your expenses. Usually, your score won’t be ruined by a payday loan, as long as you repay it in full and on scheduled.

To get approved for a cash advance, you have to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Find out the APR right now. Use this online calculator to specify the exact cost of your payday loan. It only takes a few seconds to become informative even before applying.

APR Calculator

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