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3 2 reviews

550 W Main St, Santa Paula, CA 93060, USA
+1 (805) 525-4350
paydayloanservices.org

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Feedback about Cash Advance?

Here you read the feedback of our customers.

Thanks to the specialists for the reputable service. They assisted in difficult times. For application you only need an ID.

Paul Baumbach Jr.

Minimum application form, only an ID was required. Very quick processing. The first loan was given with a limit of $500 at favorable rate, so far it has been returned on schedule, it can be either extended or paid back ahead of schedule.

Dr. Magdalen Gislason DVM

Pay Attention

Above there are details about a certain lender. Below every reader may grapple with the essence of payday loans.

Payday Loans in Santa Paula, California

Payday loan is issued for a short span: 2-3 weeks. The provided loan amounts are $100-$1,000.

Payday loans in Santa Paula, California are taken out easily. The interest percentage depends on the client's person-related information: if you cover obligations for more payday loans, the more efficient terms and rates lenders offer.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will Cash Advance help take out a loan in Santa Paula, California?

  • Day and night service. Night hours are the same business hours for online lending companies. You should not visit the chosen payday lender offline. The funds will be transferred to your card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online form with personal data. It will take several minutes to consider the form. The money are deposited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions set by banks. Lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill out in the application? - General Info

To submit an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get an offer from one of lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the reason of denial for a loan is a bad credit history. This factor is reviewed by microfinance organizations before issuing a loan. But banks almost 100% refuse the application when lenders in Santa Paula, ca will assess other aspects like financial capabilities and approve a cash advance. This is a way to enhance your credit score.

The following general points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to take out a loan, you should calculate its real cost. This calculator will show the APR of the loan.

APR Calculator

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First Citizens Bank ATM

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U.S. Bank Branch

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Bank of the West

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BBVA Bank

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Title Loans Hanford Co.

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Principal Financial

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+1 (760) 463-0771

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First Bank - Lobby by Appointment Only

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+1 (805) 688-0592

www.first.bank

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