Feedback about Payday Advance?
Here you read the reviews of our clients.
The funds are deposited to my card. I cover obligations through my personal account. The payment is efficient and quick. Pay on schedule and there will be no issues.
Prof. Alberto Mitchell DVM
Only an ID is needed to submit an application. Was on a working trip and needed extra funds, it turns out that you can credit your personal bank card safely, and most importantly, quickly. Recommend!
Dr. Anabel Shanahan IV
Pay Attention
Lenders are shown in the first three points. Below info defines shared information about payday loans.
Payday Loans in Santa Barbara, California
The financial product known as a payday loan is taken out for a short-lasting period: 2-3 weeks. $100-$1,000 is approved for clients.
This financial product in Santa Barbara, California is taken out simply and quickly. The interest percentage is specified depending on the category of the customer: the more loans are successfully paid off, the more reasonable terms will be offered to you.
APR
460%* (369% on the average in 2019)
Max Loan
$300
Min Term
Not Specified
Max Term
31 days
How will Payday Advance help take out a loan in Santa Barbara, California?
- Round the clock service. Every client may address the service at any time of the day and night. The borrowed money will be transfered to bank account. You won't be asked to attend any store.
- No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
- Online form. You have to fill in an online application only. It will be reviewed within minutes. The funds are deposited in 24 business hours.
- Fast and high approval percentage. The positive offer counts almost 98%.
- Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low credit rating won't be a hindrance to issue a cash advance from online lenders.
What data to fill out in the application? - General Info
To leave an application, every borrower should fill out the following data:
Then a client should submit an application to get an offer from one of lenders.
Why people issue payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill out in the application? - General Info
Bad credit history if one of reasons to deny the loan. Microfinance organizations do not consider this factor the only one to issue a loan in Santa Barbara, California. They assess many other factors before taking out a payday loan. One of them is payment abilities. This is a way to improve your credit history.
The following common points will be assessed before applying for a cash advance:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
The APR will define the cost of the payday loan. It takes seconds to see the result.
APR Calculator
Other Payday Lenders in Santa Barbara, California
Montana Capital Car Title Loans
1057 N Hacienda Blvd, La Puente, CA 91744, USA
+1 (626) 624-4331
montanacapital.com
Rescom Financial Services
27401 Los Altos #285, Mission Viejo, CA 92691, USA
+1 (949) 240-3880
www.rescomfs.com
