Welcome to Our Online Loan Referral Service

2.8 5 reviews

914 Carpinteria St, Santa Barbara, CA 93103, USA
+1 (805) 963-8928
www.mechanicsbank.com
Thursday
9AM–5PM
Friday
9AM–6PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM

Domain Info

Created Date

2000-11-17

Mailing Address

REDACTED FOR PRIVACY, REDACTED FOR PRIVACY, CA, REDACTED FOR PRIVACY, United States

Company Name

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

Contact Data

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

What people think about Mechanics Bank - Milpas Branch?

Below you get acquainted with some of the opinions of our clients.

I had problems with paying my bank loan and was not sure I would get appoved for a loan with Mechanics Bank - Milpas Branch . But it would be soooo embarrassing to borrow from friends. Therefore, I took my chances and applied for $700 online. Fortunately I got an approval!!! They literally saved my life.

Summer Vandervort

I recommend Mechanics Bank - Milpas Branch to every person who need extra funds. I’ve been using them for 5th time. Always great service!

Dr. Elva Terry V

I asked Mechanics Bank - Milpas Branch for help. Everything was done very quickly. Had the funds in my account the same day. Employees are very nice. Best experience!

Lexie Nader IV

Many thanks to Mechanics Bank - Milpas Branch. I recently had some difficulties with repaying my auto loan and they approved me for a payday loan. Best lender! Managed to deal with my debts and signed with relief.

Tyreek Ullrich

Mechanics Bank - Milpas Branch seems fair. They rescued me twice. The first payday loan approved was small – $300, but next time the limit was increased to $700. Closed the loan on time. The staff were understanding, they gave speedy answers to all my questions. No problems. But their rates are not the lowest on the net.

Katrina Runolfsdottir

Mechanics Bank - Milpas Branch rescued me in a desperate time. They approved me for a loan although I had credit problems. The process was trouble free and speedy. I appreciate their 24/7 customer support service and affordable rates. I will 100% recommend this website to my relatives and friends.

Chandler Terry

Important

Below you can review general information about payday loans and their common characteristics.

Payday Loans in Santa Barbara, California

A payday loan is a small, short-term loan that's meant to be paid off with the borrower's next paycheck. Amounts typically range from $100 to $1,000.

Payday loans in Santa Barbara, California is are easy to get. The APR is specific for each borrower and depends on various factors: age, income, loan amount needed, loan term, credit score, etc.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

If you have a bad credit rating you may still be able to take out a payday loan. Such loans are designed to help meet the needs of clients with bad credit scores. There are lenders who may be happy to offer you a payday loan even if you have a poor credit score. You will need a stable income to be eligible for a bad credit payday loan.

To get approved for a loan, you have to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Use the below online calculator to quickly calculate the annual percentage rate and find out the precise cost of the cash advance loan immediately.

APR Calculator

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