Domain Info
Created Date
1995-05-23
Mailing Address
1980 Saturn Street, Monterey Park, CA, 91755, United States
Company Name
MUFG Union Bank
MUFG Union Bank N.A.
Feedback about Union Bank?
Here you read the feedback of our clients.
Minimum application form, only an ID was required. Very quick processing. The first loan was given with a limit of $500 at favorable rate, so far it has been paid back on time, it can be either extended or repaid ahead of schedule.
Claud Johnson
It is very convenient, fast, without additional pops and extra payments. Thank you. Round-the-clock online support pleases with its prompt response to requests.
Ms. Raegan Feest
Pay Attention
Above-shown info offers the details about a definite lender. Below-specified info is oriented on shared information about payday loans.
Payday Loans in Santa Barbara, California
The financial product known as a payday loan is issued for a short-term: 2-3 weeks. $100-$1,000 is taken out for cutomers.
Payday loans in Santa Barbara, California are taken out easily. The interest percentage is dependent on the borrower's personal data: if you pay off more payday loans, the more favorable terms and rates payday lending companies guarantee.
APR
460%* (369% on the average in 2019)
Max Loan
$300
Min Term
Not Specified
Max Term
31 days
How will Union Bank help issue a loan in Santa Barbara, California?
- Day and night service. Night hours are the same working for online lending companies. You should not visit the chosen lender offline. The funds will be deposited to your card.
- No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
- Online application. Submit an online application with customer data. It will take some minutes to consider the form. The money are deposited in 24 business hours.
- The approval level is high. Almost 98% of positive decisions are made.
- Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.
What data to fill in in the application? - General Info
To submit an application, every customer should enter the following data:
Then a borrower should submit an application to get a proposal from one of lending companies.
Why people take out payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill out in the application? - General Info
Bad credit history if one of causes to deny the loan. Lenders do not consider this factor the only one to take out a loan in Santa Barbara, California. They estmate many other factors before issuing a cash advance. One of them is payment abilities. This is a way to enhance your credit score.
The following general points will be assessed before applying for a cash advance:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
If you are going to issue a loan, you should calculate its definite cost. This calculator will show the APR of the loan.
APR Calculator
Other Payday Lenders in Santa Barbara, California
Bibby Financial Services
4259, 515 Marin St # 420, Thousand Oaks, CA 91360, USA
+1 (805) 446-6111
www.bibbyusa.com
Valley First Credit Union
3401 Dale Rd, Modesto, CA 95356, USA
+1 (209) 577-2878
www.valleyfirstcu.org
