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What people think about Montecito Bank & Trust?
Below you see some of the testimonials of our clients.
The nicest people work there.
Octavia Stehr
I threw the slips away, then realized the money never hit my account.
Coby Green
I chose not to because I didn't like they're customer service.
Mr. Colten Daniel
Important
Below you can see general information about payday loans and their common features.
Payday Loans in Santa Barbara, California
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Terms usually do not exceed 4 weeks.
Payday loans may seem like an easy and fast solution to a short-term problem in Santa Barbara, California. Loans from payday lenders can get you money within a few hours. Your APR will depend on a few factors.
APR
460%* (369% on the average in 2019)
Max Loan
$300
Min Term
Not Specified
Max Term
31 days
Why people take out cash advances?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
If you have a bad credit rating you may still get approved for a payday loan. Such loans are designed to help meet the needs of clients with bad credit scores. There are lenders who may be ready to offer you a payday loan even if you have a poor credit score. You will need a stable income to apply for a bad credit payday loan.
To get approved for a loan, you have to meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
Learn the APR right now. Use this online calculator to specify the exact cost of your payday loan. It only takes 20 seconds to become informative even before applying.
APR Calculator
Other Payday Lenders in Santa Barbara, California
MVP Car Title Loans
300 E Esplanade Dr 9th floor, Oxnard, CA 93036, USA
+1 (805) 222-6092
www.mvpautotitleloan.com
Frontwave Credit Union: Camp Pendleton - Pacific Plaza
20845B1 Pacific Plaza, Vandegrift Blvd, Camp Pendleton North, CA 92055, USA
+1 (800) 736-4500
www.frontwavecu.com
Mission Federal Credit Union
2662 Gateway Rd Ste. 160, Carlsbad, CA 92009, USA
+1 (800) 500-6328
www.missionfed.com
Matadors Community Credit Union
20045 Prairie St, Chatsworth, CA 91311, USA
+1 (818) 993-6328
www.matadors.org
Central State Credit Union
363 S Lower Sacramento Rd C, Lodi, CA 95242, USA
+1 (209) 444-5300
www.centralstatecu.org
Wells Fargo Bank
6484 Washington St Ste D, Yountville, CA 94599, USA
+1 (707) 948-4000
www.wellsfargo.com
