Welcome to Our Online Loan Referral Service

2.7 6 reviews

3802 State St, Santa Barbara, CA 93105, USA
+1 (805) 963-7511
montecito.bank
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM

Domain Info

Created Date

Mailing Address

Company Name

Contact Data

What people think about Montecito Bank & Trust?

Below you see some of the testimonials of our clients.

The nicest people work there.

Octavia Stehr

I threw the slips away, then realized the money never hit my account.

Coby Green

I chose not to because I didn't like they're customer service.

Mr. Colten Daniel

Important

Below you can see general information about payday loans and their common features.

Payday Loans in Santa Barbara, California

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Terms usually do not exceed 4 weeks.

Payday loans may seem like an easy and fast solution to a short-term problem in Santa Barbara, California. Loans from payday lenders can get you money within a few hours. Your APR will depend on a few factors.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

If you have a bad credit rating you may still get approved for a payday loan. Such loans are designed to help meet the needs of clients with bad credit scores. There are lenders who may be ready to offer you a payday loan even if you have a poor credit score. You will need a stable income to apply for a bad credit payday loan.

To get approved for a loan, you have to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Learn the APR right now. Use this online calculator to specify the exact cost of your payday loan. It only takes 20 seconds to become informative even before applying.

APR Calculator

Other Payday Lenders in Santa Barbara, California

Mechanics Bank - Lompoc Branch

828 N H St, Lompoc, CA 93436, USA

+1 (805) 735-3777

www.mechanicsbank.com

Bay Equity Home Loans

950 Hough Ave #110, Lafayette, CA 94549, USA

+1 (415) 820-4582

www.bayequityhomeloans.com

Safe 1 Credit Union

1400 Mill Rock Way, Bakersfield, CA 93311, USA

+1 (661) 327-3818

www.safe1.org

ATM (Onewest Bank)

9550 N Santa Monica Blvd, Beverly Hills, CA 90210, USA

+1 (877) 741-9378

www.onewestbank.com

First Bank - Lobby by Appointment Only

4206 Lincoln Blvd, Marina Del Rey, CA 90292, USA

+1 (310) 823-4545

www.first.bank

Bank of the West

100 S San Fernando Blvd, Burbank, CA 91502, USA

+1 (818) 531-3335

www.bankofthewest.com

Money Machine

Redlands, CA 92373, USA

+1 (909) 335-6813

Otay Financial

6930 Camino Maquiladora G, San Diego, CA 92154, USA

+1 (619) 661-6810

E Money Express, Inc.

4137 Gage Ave, Bell, CA 90201, USA

+1 (323) 562-2244

www.emoneyexpress.com

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