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3.1 16 reviews

1000 N Avalon Blvd, Wilmington, CA 90744, USA
+1 (877) 369-2828
www.self-helpfcu.org
Tuesday
9AM–5PM
Wednesday
10AM–5PM
Thursday
9AM–5PM
Friday
10AM–6PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM

Domain Info

Created Date

Mailing Address

Company Name

Contact Data

What people think about Self-Help Federal Credit Union?

Below you see some of the opinions of our clients.

Wasted too much efforts with this lender. They charge hidden fees! Illegit service

Leone Mraz

Wasted too much efforts with this organization. They charge hidden fees! Unhappy

Dagmar Padberg IV

I got a loan from Self-Help Federal Credit Union 3 times. Closed all my loans successfully. Yesterday wanted to borrow more, but they approved me for only $400 ???

Linwood Schmitt

I tried to borrow funds from Self-Help Federal Credit Union. They declined me. Why then declare they approve everyone even those with poor credit?? Unrecommended. Besides, got many mails with an offer to take out a cash advance loan. I do not recommend this loan provider.

Donald Schneider

Seek elsewhere!! They approve me for a loan but it’s been 3 days and still no money in my account! Tired of waiting…. Not sure I will ever receive my funds.

Evie Blanda

I was approved for $400 for a period of 2 weeks. In the end, I had to repay twice as much with all the fees charged.

Theodora Fahey III

Wasted too much time with this organization. They charge sky high rates! Unhappy

Charley Champlin

Important

Above there is information about a precise company. Below you can read common features of payday loans.

Payday Loans in Wilmington, New York

Payday loans are short-term loans originally created to tide people over until payday. You can usually borrow from $100 to $1,000.

Payday loans are the easiest loans to get in Wilmington, New York. The entire process is fast. They are appoved right away and come with individual interest rate. It will be influenced by the borrower’s personal data.

APR

25% small loan cap

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A low credit rating doesn't have to stop you from applying for payday loans. They are one of the few easy loan products available to clients with a bad credit rating. Payday loan approvals depend very much on specific factors. Lenders will pay attention to your wages and subtract all your expenses. Typically, your score won’t be ruined by a payday loan, as long as you repay it in full and as agreed in the contract.

To get approved for a payday loan, you have to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you want to find out the real APR of the loan before applying, you can use the online calculator. It will help you determine the definite cost of the cash advance loan in a few minutes.

APR Calculator

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