Welcome to Our Online Loan Referral Service

5 3 reviews

2320 S Broadway, Santa Maria, CA 93454, USA
+1 (805) 348-1933
locations.usbank.com
Thursday
10AM–4PM
Friday
10AM–4PM
Saturday
10AM–2PM
Sunday
Closed
Monday
10AM–4PM
Tuesday
10AM–4PM
Wednesday
10AM–4PM

Domain Info

Created Date

1995-02-14

Mailing Address

MN, United States

Company Name

US Bank, National Association

US Bank, National Association

Contact Data

Feedback about U.S. Bank Branch?

Here you see the reviews of our clients.

U.S. Bank Branch is quite good, I will explain: the first cash advance, the limit is increased gradually. It is subject to repayment on schedule. The employees in those support are adequate, they gave clear answers to my questions. There were no delays. And the percentage is like everywhere else.

Luz Raynor PhD

Minimum application form, only an ID was required. Very quick processing. The first loan was given with a limit of $500 at reasonable interest rate, so far it has been returned on time, it can be either extended or paid off ahead of schedule.

Jaycee Reynolds

I'm not ashamed to borrow money from U.S. Bank Branch, now the whole world lives like this. I have already used loans many times, everything is convenient.

Nona Wunsch

It is very convenient, fast, without additional pops and extra payments. Thank you. Round-the-clock online support pleases with its prompt response to requests.

Anabelle Sanford

It is very convenient, fast, without additional pops and extra payments. Thank you. Round-the-clock online support pleases with its prompt response to requests.

Prof. Justice Stark I

Pay Attention

Lenders are provided in the first three points. Below info offers shared information about payday loans.

Payday Loans in Santa Maria, Texas

According to the definiftion, a payday loan is a loan taken out for a short period: 2-3 weeks. A small loan is taken out: $100-$1,000.

Such financial products as payday loan in Santa Maria, Texas is issued simply and fast for a short term: 2-3 weeks. The interest rates are established on an individual basis relative to the personal data: the more payday loans you pay back off, the more favorable rates a customer will recieve.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

How will U.S. Bank Branch help issue a loan in Santa Maria, Texas?

  • Day and night service. Night hours are the same business hours for online payday lenders. You should not visit the chosen payday lender offline. The funds will be deposited to your bank account.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online application with customer data. It will take some minutes to consider the application. The funds are credited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill in in the application? - General Info

To submit an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and recieve an offer.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history is a adverse factor that is processed by financial institutions. Lenders in Santa Maria, tx consider this circumstance not a drawback to issue a loan. The borrower of a cash advance should be ready to objectively estimate financial solvency, take out a loan, pay off the debt on a due date and not only cope with current difficulties, but enhance the credit rating.

The following common points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to take out a loan, you should calculate its real cost. This calculator will show the APR of the loan.

APR Calculator

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