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3.4 14 reviews

2340 S Broadway, Santa Maria, CA 93454, USA
+1 (805) 349-3954
blw.unionbank.com
Thursday
10AM–5PM
Friday
10AM–5PM
Saturday
Closed
Sunday
Closed
Monday
10AM–5PM
Tuesday
10AM–5PM
Wednesday
10AM–5PM

Domain Info

Created Date

1995-05-23

Mailing Address

1980 Saturn Street, Monterey Park, CA, 91755, United States

Company Name

MUFG Union Bank

MUFG Union Bank N.A.

Contact Data

[email protected]

+1.3237202000

What people think about Union Bank?

Below you see some of the reviews of our customers.

No long lines and helpful employees.

Dr. Elfrieda Mayert

I have to pay the $25 returned check fee AND a $15 cashier's check fee.

Prof. Antone Kirlin

It's all about service!

Angel Hudson

Pay Attention

Above there is information about a precise lender. Below you can read common characteristics of payday loans.

Payday Loans in Santa Maria, Texas

Payday loans are short-term loans originally created to tide people over until payday. You can typically borrow from $100 to $1,000.

It is trouble-free and fast to get accepted for payday loans in Santa Maria, Texas. The APR will be set individually for each person and will depend on the personal information the consumer filled in.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A low credit rating doesn't have to stop you from applying for payday loans. They are one of the few unsecured loan products available to consumers with a poor credit score. Payday loan approvals depend very much on other circumstances. Payday companies will check your wages and subtract all your expenses. Usually, your score won’t be ruined by a payday loan, as long as you repay it in full and as agreed in the contract.

To get approved for a payday loan, you need to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you are going to take out a cash advance loan, you can use an online calculator. It will show the precise APR of your payday loan.

APR Calculator

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