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Loan agency in Santa Maria, California

1178 Tama Ln, Santa Maria, CA 93455, USA
+1 (805) 922-7991
www.farmcreditwest.com
Friday
10AM–3PM
Saturday
Closed
Sunday
Closed
Monday
10AM–3PM
Tuesday
10AM–3PM
Wednesday
10AM–3PM
Thursday
10AM–3PM

Domain Info

Created Date

1999-12-21

Mailing Address

Kalkofnsvegur 2, Reykjavik, Capital Region, 101, Iceland

Company Name

Withheld for Privacy Purposes

Privacy service provided by Withheld for Privacy ehf

Contact Data

[email protected]

+354.4212434

Feedback about Farm Credit West?

Here you see the reviews of our customers.

A good payday lender. It quickly processed the application and deposited the funds to my bank account.

Prof. Darrion Wisozk

Farm Credit West applied for a cash advance secured by an auto for the first time, I liked everything very much. Quick and friendly service, clear terms of the agreement. I will recommend you to my family and friends.

Liliana Adams

Pay Attention

Further there will be shown the details about not a certain lender. The information below will define shared information about payday loans and its specific elements.

Payday Loans in Santa Maria, Texas

The financial product called as a payday loan is issued for a short-lasting period: 2-3 weeks. $100-$1,000 is approved for clients.

Such financial products as payday loan in Santa Maria, Texas is issued simply and fast for a short time span: 2-3 weeks. The interest rates are set on an individual basis concerning on the person-related data: the more loans you pay back off, the more favorable rates a borrower will get.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

How will Farm Credit West help take out a loan in Santa Maria, Texas?

  • 24/7 service. Such Internet services allow you to deposit funds at any time. Money are issued around the clock. The deposit will be sent to a card, so a personal visit to the store is not necessary.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is deposited within 24 hours after receiving approval.
  • High approval rate. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to customers. The presence of minor delays and a low score does not guarantee rejection.

What data to fill in in the application? - General Info

To submit an application, every customer should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a client should submit an application to get an offer from one of payday lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history if one of reasons to refuse the loan. Payday lenders do not consider this factor the only one to issue a loan in Santa Maria, Texas. They assess many other factors before taking out a payday loan. One of them is payment abilities. This is a way to enhance your credit score.

The following general points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is intended to calculating the annual percentage rate. This is a definite cost of the payday loan.

APR Calculator

Other Payday Lenders in Santa Maria, California

Summit State Bank

2300 Midway Dr, Santa Rosa, CA 95405, USA

+1 (707) 568-4975

www.summitstatebank.com

Bank of the Sierra

1401 Dolliver St ste b, Pismo Beach, CA 93449, USA

+1 (805) 556-6100

www.bankofthesierra.com

Tri Counties Bank ATM

165 S Broadway St, Yreka, CA 96097, USA

+1 (800) 922-8742

www.tcbk.com

Family Car Title Loans

24370 Canyon Lake Dr N #D, Menifee, CA 92587, USA

+1 (951) 824-1177

familytitleloans.org

Advance America

8521 Foothill Blvd, Sunland-Tujunga, CA 91040, USA

+1 (818) 951-0349

www.advanceamerica.net

Banner Bank

9340 E Stockton Blvd, Elk Grove, CA 95624, USA

+1 (916) 685-6546

locations.bannerbank.com

Bank of Stockton (Quail Lakes Delta)

4515 Quail Lakes Dr, Stockton, CA 95207, USA

+1 (209) 929-1800

www.bankofstockton.com

ACE Cash Express

8715 Corbin Ave, Northridge, CA 91324, USA

+1 (818) 341-4440

www.acecashexpress.com

Wells Fargo Bank

25662 The Old Rd, Stevenson Ranch, CA 91381, USA

+1 (661) 753-5440

www.wellsfargo.com

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