Domain Info
Created Date
1995-05-23
Mailing Address
1980 Saturn Street, Monterey Park, CA, 91755, United States
Company Name
MUFG Union Bank
MUFG Union Bank N.A.
Feedback about Union Bank?
Here you read the feedback of our customers.
The money are transferred to my bank account. I pay back through my personal account. The payment is efficient and fast. Pay on time and there will be no issues.
Providenci Bernier
I took the first payday loan, I was approved in a couple of minutes, despite the fact that I had an overdue loan at the bank. I paid it back on time, but there was an opportunity to renew the payment and return the loan in parts. Immediately after repaying the old one, you can issue a new one, the offered amount increases every time.
Orin Rempel
Pay Attention
Above there are details about a exact lender. Below every user may get acquainted with the essence of payday loans.
Payday Loans in Santa Paula, California
Payday loan is taken out for a short term: 2-3 weeks. The provided loan amounts are $100-$1,000.
Payday loans in Santa Paula, California are taken out easily. The interest percentage is conditional on the borrower's personal data: if you pay off more payday loans, the more efficient terms and rates lenders offer.
APR
460%* (369% on the average in 2019)
Max Loan
$300
Min Term
Not Specified
Max Term
31 days
How will Union Bank help take out a payday loan in Santa Paula, California?
- 24/7 service. Such Internet services allow you to deposit funds at any time. Money are issued day and night. The loan will be sent to a card, so a personal visit to the store is not required.
- No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
- Online application. The application is filled in and considered much faster than in banks. Money is transferred within 24 hours after receiving approval.
- High approval rate. When it concerns to small amounts, a positive answer comes up 98%.
- Availability. Banks offer more stringent requirements on their clients. Age restrictions and bad credit will become barriers to issuing a loan. Lenders are more loyal to customers. The presence of minor delays and a bad credit does not guarantee denial.
What data to fill in in the application? - General Info
To submit an application, every customer should enter the following data:
Then press a Submit button to recieve an offer from one of the lenders.
Why people take out payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill in in the application? - General Info
One of the reason of denial for a loan is a bad credit history. This factor is considered by payday lenders before issuing a loan. But banks almost 100% refuse the request when lenders in Santa Paula, ca will estimate other aspects like financial capabilities and approve a loan. This is a way to improve your credit score.
The following common points will be assessed before applying for a cash advance:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
If you need to know the APR of the loan, you are welcome to use the calculator. It will define the cost of the loan.
APR Calculator
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CalWest Bank
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calwestbancorp.com
