Welcome to Our Online Loan Referral Service

5 2 reviews

136 Calistoga Rd, Santa Rosa, CA 95409, USA
+1 (707) 539-1505
www.exchangebank.com
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
9AM–1PM
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM

Domain Info

Created Date

1995-10-10

Mailing Address

Company Name

Contact Data

What people think about Exchange Bank?

Below you read some of the opinions of our customers.

I have already applied this lender once and I was very happy with the rates. This is the only 24/7 lender with reasonable rates in my area.

Mario Murray

Recently I urgently needed $800 to pay for a business trip. I filled out an application form via the website of Exchange Bank. I entered the basic personal data. No phone calls. The necessary loan was approved within 20 minutes. The money was sent to my bank account within 3 hours. Love this company!

Dr. Haley Bruen

I applied for the first loan in my life, was approved the next day despite the fact that I had bad credit. I repaid it on time. Love this company for their reasonable rates. Other lenders in my town charge sky high interest!

Darion Franecki

Easy application. I only needed an ID and a bank account. Immedaite lending decision. The first time I was accepted for $500 only. Hope the limit will increase next time. APR is competitive. Paid off the debt even before the due date. If you have difficulties, the term can be also extended.

Jorge Roberts

Thanks!! The funds were deposited to my bank account as promised – within 3 hours. I repaid the debt on time and had no complaints. The process is hassle-free and transparent. Be a responsible client and you will have no problems.

Mr. Nelson Davis IV

Important

Below you can see general information about payday loans and their common characteristics.

Payday Loans in Santa Rosa, Texas

Payday loans are short-term loans originally designed to tide consumers over until payday. You can typically borrow from $100 to $1,000.

Online cash advance loans can be the right solution to your temporary financial difficulties in Santa Rosa , Texas because they are easily obtained and easily paid off. Your APR will depend on your state regulations or on the payday lender's policy.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Payday loans are designed for people with a credit report that's less than perfect, or who have little to no credit history. Bad credit rating may prevent you from getting accepted for a bank loan. Payday lenders in Santa Rosa, tx work with people with bad credit. You can apply for a bad credit payday loan on the net 24/7 and if approved could have the money in your account within the hour.

To get accepted for a cash advance, you need to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

This online calculator was created to quickly calculate the APR. It’s easy to learn the definite cost of the cash advance loan even before applying.

APR Calculator

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