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5 11 reviews

5610 C, Scotts Valley Dr, Scotts Valley, CA 95066, USA
+1 (831) 461-0100
www.bayequityhomeloans.com
Friday
Open 24 hours
Saturday
Open 24 hours
Sunday
Closed
Monday
Open 24 hours
Tuesday
Open 24 hours
Wednesday
Open 24 hours
Thursday
Open 24 hours

Domain Info

Created Date

2007-06-04

Mailing Address

California, United States

Company Name

Bay Equity

Bay Equity

Contact Data

What people think about Bay Equity Home Loans?

Below you find some of the testimonials of our clients.

It was no-surprises safe financing experience and I've got good rates.

Prof. Brendon Franecki

Bay equity, Lynn and her Team are an absolute pleasure to work with.

Libbie Gislason

She was always friendly and available, amazing communication!

Prof. Ignatius Heidenreich MD

Important

The previous three items charactirize a certain lending service. But below you can read common information about payday loans.

Payday Loans in Scotts Valley, California

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Terms typically do not exceed 4 weeks.

Payday loans in Scotts Valley, California is are simple to get. The APR is individual for each borrower and depends on various things: age, income, loan amount needed, loan term, credit score, etc.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

If you have a bad credit score you may still be eligible a payday loan. Such loans are created to help meet the needs of individuals with lower credit scores. There are companies who may be willing to offer you a payday loan even if you have a bad credit rating. You will need a regular income to get accepted for a bad credit payday loan.

To get approved for a loan, you have to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Learn the annual percentage rate right now. Use this online calculator to specify the exact cost of your payday loan. It only takes a couple of seconds to become informative even before applying.

APR Calculator

Other Payday Lenders in Scotts Valley, California

Santa Barbara Bank & Trust

583 W Channel Islands Blvd, Port Hueneme, CA 93041, USA

+1 (805) 985-7299

www.sbbt.com

Evergreen Equipment Financing

2685 Volley Rd, Meadow Vista, CA 95722, USA

+1 (530) 878-8555

SchoolsFirst Federal Credit Union - San Clemente

943 Avenida Pico, San Clemente, CA 92673, USA

+1 (800) 462-8328

www.schoolsfirstfcu.org

TFC Credit Corporation

2010 Crow Canyon Pl # 300, San Ramon, CA 94583, USA

+1 (925) 498-2500

Loandepot

Foothill Ranch Rd, Santa Rosa, CA 95404, USA

+1 (888) 337-6888

loandepot.com

Bank of the West

100 S San Fernando Blvd, Burbank, CA 91502, USA

+1 (818) 531-3335

www.bankofthewest.com

Fast Bad Credit Loans

953 2nd St, Encinitas, CA 92024, USA

+1 (442) 200-5245

fastbcl.com

LBS Financial Credit Union

1401 Quail St STE 130, Newport Beach, CA 92660, USA

+1 (800) 527-3328

www.lbsfcu.org

Parker Financial Insurance Services

16120 W Bernardo Dr, San Diego, CA 92127, USA

+1 (858) 487-8750

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