Welcome to Our Online Loan Referral Service

3.7 17 reviews

255 Mt Hermon Rd C, Scotts Valley, CA 95066, USA
+1 (831) 479-6000
www.bayfed.com
Friday
9AM–6PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
10AM–5PM
Thursday
9AM–5PM

Domain Info

Created Date

1996-09-10

Mailing Address

3333 CLARES ST, CAPITOLA, CA, 95010-2546, United States

Company Name

Bay Federal Credit Union

Bay Federal Credit Union

Contact Data

[email protected]

+1.8314796000

What people think about Bay Federal Credit Union?

Below you see some of the opinions of our clients.

… loans. Most if not all loans do not have a penalty for paying early or making extra payments on the principle. (double check with when applying for a loan). The staff …

Emilia Abbott

I bank here and have a car loan here. Superb service!

Mrs. Creola Rosenbaum

They won't help with credit building like most credit unions do either.

Alessandro Luettgen

Important

Now you can read general aspects of payday loans.

Payday Loans in Scotts Valley, California

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Lending periods usually do not exceed 30 days.

Payday loans in Scotts Valley, California is are simple to get. The APR is specific for each applicant and depends on multiple factors: age, income, loan amount needed, loan term, credit score, etc.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Payday loans are designed for consumers with a credit report that's less than spotless, or who have poor to no credit history. Bad credit history may stop you from getting accepted for a bank loan. Payday lenders in Scotts Valley, ca welcome borrowers with bad credit. You can request a bad credit payday loan online 24/7 and if approved could have the money in your account within the hour.

To get accepted for a loan, you have to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Find out the APR right now. Use this online calculator to specify the definite cost of your payday loan. It only takes 30 seconds to become informative even before applying.

APR Calculator

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