Welcome to Our Online Loan Referral Service

Loan agency in Simi Valley, California

2245 First St, Simi Valley, CA 93065, USA

What people think about America's Lending Group?

Below you get acquainted with some of the opinions of our clients.

I needed $300 to buy a bike. The only way out was to apply for a cash advance. Found a lot of lenders on the Internet. America's Lending Group is the most transparent lender in Simi Valley.

Sarah Osinski

Simple application. I only needed an ID and a bank account. Same day lending decision. The first time I was accepted for $600 only. Hope the limit will increase next time. Interest rate is fair. Repaid the loan early. If you have difficulties, the term can be also extended.

Dr. Odell Kuhlman

Important

Now you can read general features of payday loans.

Payday Loans in Simi Valley, California

Payday loans are short-term loans originally invented to tide people over until payday. You can usually borrow from $100 to $1,000.

Payday loans in Simi Valley, California is are easy to access. The interest rate is specific for each applicant and depends on multiple aspects: age, income, loan amount needed, loan term, credit score, etc.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Payday loans are designed for consumers with a credit report that's less than perfect, or who have poor to no credit history. Bad credit score may stop you from getting accepted for a bank loan. Payday lenders in Simi Valley, ca work with individuals with bad credit. You can apply for a bad credit payday loan on the net around the clock and if successful could have the funds in your account within several hours.

To get approved for a payday loan, you have to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

This online calculator was designed to quickly calculate the APR. It’s easy to learn the exact cost of the loan even before applying.

APR Calculator

Other Payday Lenders in Simi Valley, California

Tri Counties Bank ATM

12047 Donner Pass Rd, Truckee, CA 96161, USA

+1 (800) 922-8742

www.tcbk.com

Thrivent Financial

222 W Lockeford St, Lodi, CA 95240, USA

+1 (209) 225-2462

www.thrivent.com

Lendmark Financial Services LLC

2185 W Cleveland Ave Suite B, Madera, CA 93637, USA

+1 (559) 664-0128

www.lendmarkfinancial.com

American AgCredit

74199 El Paseo #101, Palm Desert, CA 92260, USA

+1 (760) 340-5671

www.agloan.com

California Infrastructure and Economic Development Bank (IBank)

1325 J St #1300, Sacramento, CA 95814, USA

+1 (916) 341-6600

www.ibank.ca.gov

Union Bank

580 N 2nd St, El Cajon, CA 92021, USA

+1 (619) 593-5160

blw.unionbank.com

Patelco Credit Union

1965 Cleveland Ave, Santa Rosa, CA 95401, USA

+1 (800) 358-8228

www.patelco.org

Hometown Financial Services

8969 Kenamar Dr, San Diego, CA 92121, USA

+1 (858) 348-3480

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