Domain Info
Created Date
2000-07-31
Mailing Address
20085 NW TANASBOURNE DR, Hillsboro, OR, 97124-7104, United States
Company Name
Umpqua Bank
Umpqua Bank
Feedback about ATM - Umpqua Bank?
Here you read the reviews of our clients.
I trusted ATM - Umpqua Bank when it was necessary to get a cash advance. I filled in an application quickly. No issues.
Marlene Kris
Minimum application form, only an ID was required. Very quick reviewing. The first loan was given with a limit of $500 at fair rate, so far it has been returned on schedule, it can be either extended or paid back ahead of schedule.
Mrs. Maci Gerhold
Thanks to ATM - Umpqua Bank for helping out when money is emergenctly needed. I have been applying to this company for over one year and everything is always honest, without hidden commissions.
Prof. Grayce Donnelly PhD
Pay Attention
Lending companies are described in the first three points. Below info shows common information about payday loans.
Payday Loans in Sonoma, California
According to the definiftion, a payday loan is a loan taken out for a short term: 2-3 weeks. A small amount is approved: $100-$1,000.
Hassle-free financial products are considered as payday loans in Sonoma, ca. They are taken out at individually-set interest rates. They are dependent on personal data. It is also important to repay as much payday loans as possible.
APR
460%* (369% on the average in 2019)
Max Loan
$300
Min Term
Not Specified
Max Term
31 days
How will ATM - Umpqua Bank help take out a payday loan in Sonoma, California?
- Day and night service. Night hours are the same business hours for online lenders. You should not attend the chosen lender offline. The funds will be deposited to your bank account.
- No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
- Online application. Submit an online application with personal data. It will take some minutes to review the form. The funds are credited in 24 business hours.
- The approval rate is high. Almost 98% of positive decisions are made.
- Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.
What data to fill in in the application? - General Info
To submit an application, every borrower should fill in the following data:
Then a customer should submit an application to get an offer from one of payday lenders.
Why people issue payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill out in the application? - General Info
One of the cause of denial for a loan is a bad credit history. This factor is assessed by payday lenders before taking out a loan. But banks almost 100% deny the application when lenders in Sonoma, ca will estimate other aspects like financial capabilities and approve a loan. This is a way to improve your credit score.
The following common points will be assessed before applying for a payday loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
If you need to calculate the APR of the payday loan, you are welcome to apply the calculator. It will specify the cost of the loan.
APR Calculator
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