Welcome to Our Online Loan Referral Service

4 6 reviews

44575 Avenida De Missiones, Temecula, CA 92592, USA
+1 (951) 694-9940
locations.firstcitizens.com
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM

Domain Info

Created Date

1995-07-28

Mailing Address

Company Name

Contact Data

Feedback about First Citizens Bank?

Here you get acquainted with the feedback of our customers.

All of the employees are personable, friendly, and always willing to help!

Shyann Ledner

Clearly they don't comprehend how some/many of its customers use online banking.

Armani Dare

Excellent customer service and very friendly people at the bank.

Miss Marietta Swift

Pay Attention

Further there will be presented the details about not a certain lender. The information below will tell about shared information about payday loans and its specific aspects.

Payday Loans in Temecula, California

A short-term lending option is considered as a payday loan. This is a type of a financial product issued for 2,3 weeks. Available loan amounts vary from $100-$1,000.

Payday loans in Temecula, California are issued problem-free. The interest rate is dependent on the customer's person-related information: if you repay more payday loans, the more reasobanle terms and rates lenders guarantee.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will First Citizens Bank help issue a loan in Temecula, California?

  • 24/7 operation. Such online services allow you to get funds at any time. Money are taken out around the clock. The transfer will be sent to a card, so a personal visit to the store is not required.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their customers. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low score does not guarantee denial.

What data to fill out in the application? - General Info

To leave an application, every customer should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to recieve an offer from one of the lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

A negative factor considered by financial institutions is called as bad credit history. But this hindrence is not implied as the only one by payday lenders to issue a loan. The lender review many aspects such as financial abilities to approve the form. Cash advance in Temecula, California may help improve your credit history.

The following common points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator shows the cost of the loan known as annual percentage rate.

APR Calculator

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