Welcome to Our Online Loan Referral Service

3.2 16 reviews

1800 W Redondo Beach Blvd, Gardena, CA 90247, USA
+1 (310) 327-9199
www.bankofthewest.com
Monday
9:30AM–4PM
Tuesday
9:30AM–4PM
Wednesday
9:30AM–4PM
Thursday
9:30AM–4PM
Friday
9:30AM–4PM
Saturday
9AM–12PM
Sunday
Closed

Domain Info

Created Date

1996-01-23

Mailing Address

13505 California St, Omaha, NE, 68154-5247, United States

Company Name

knudsen, karla

Bank of the West - (Josh Reniker)

Contact Data

[email protected]

+1.4029185727

What people think about Bank of the West?

Below you read some of the reviews of our clients.

Easy application. I only entered an ID and a bank account. Same day lending decision. The first time I was approved for $600 only. Hope the available amount will be more next time. APR is fair. Paid back the loan early. If required, the term can be also extended.

Dr. Dejuan Stehr

Many thanks to Bank of the West. I recently had some problems with repaying my mortgage and they approved me for a payday loan. Best lender! Managed to cover my debts and signed with relief.

Mazie Langosh

I asked Bank of the West for a loan. Everything was done very fast. Had the funds in my account the same evening. Employees are very caring. Best experience!

Reggie Kohler II

Good website with affordable rates. They transferred the same day, as I expected. I will use Bank of the West again if I need temporary help.

Mrs. Frances Wisoky III

Was invited to a gender party but was broke at that time. A friend recommended me to use Bank of the West. And I did. This was the right decision! Yes, the APR was high but I think it’s because I had poor credit. In general, The process was hassle free.

Tyshawn Pouros DDS

Important

The previous three items charactirize a peculiar lending service. But below you can read general data about payday loans.

Payday Loans in Gardena, California

A payday loan is a small, short-term loan that's meant to be paid off with the borrower's next paycheck. Amounts typically range from $100 to $1,000.

Payday loans in Gardena, California is are easy to get. The APR is individual for each borrower and depends on several things: age, income, loan amount needed, loan term, credit score, etc.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A low credit score doesn't have to stop you from applying for payday loans. They are one of the few easy loan products available to clients with a bad credit score. Payday loan approvals depend very much on specific circumstances. Lenders will check your income and subtract all your expenses. Typically, your score won’t be affected by a payday loan, as long as you repay it in full and in good time.

To get accepted for a loan, you must comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

This online calculator was created to quickly calculate the annual percentage rate. It’s easy to find out the definite cost of the payday loan even before applying.

APR Calculator

Other Payday Lenders in Gardena, California

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+1 (530) 742-3800

www.goldenpacificbank.com

Bank of America Financial Center

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+1 (949) 760-4663

locators.bankofamerica.com

Oportun

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+1 (866) 488-6090

oportun.com

Advance America

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+1 (661) 298-8548

www.advanceamerica.net

Valley First Credit Union

3401 Dale Rd, Modesto, CA 95356, USA

+1 (209) 577-2878

www.valleyfirstcu.org

Irvington Liquors and Check Cashing

41067 Fremont Blvd, Fremont, CA 94538, USA

+1 (510) 651-6220

Vocality Community Credit Union

757 Redwood Dr, Garberville, CA 95542, USA

+1 (707) 923-2012

www.vocalityccu.org

Union Bank

630 K St STE 130, Sacramento, CA 95814, USA

+1 (916) 321-3161

www.unionbank.com

Pay It Back Check Cashing Inc

18472 Colima Rd # 106, Rowland Heights, CA 91748, USA

+1 (626) 965-7035

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