Welcome to Our Online Loan Referral Service

3.5 2 reviews

2505 Torrance Blvd, Torrance, CA 90503, USA
+1 (310) 755-6900
www.paccity.net
Friday
10AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Thursday
9AM–4PM

Domain Info

Created Date

2011-08-04

Mailing Address

California, United States

Company Name

Pacific City Bank

Pacific City Bank

Contact Data

What people think about Pacific City Bank?

Below you read some of the opinions of our customers.

Yesterday I urgently needed $500 to pay for a bike repair. I filled out an application form via the website of Pacific City Bank. I entered the basic personal information. No phone calls. The requested amount was approved within 10 minutes. The money was transferred to my bank account the same day. Legit website!

Adolphus Sporer IV

I asked Pacific City Bank for a little support. Everything was done very fast. Had the funds in my account the next morning. Employees are very friendly. Best experience!

Laurine Medhurst

I asked Pacific City Bank for a little support. Everything was done very quickly. Had the funds in my account the same day. Employees are very professional. Good experience!

Aglae Gleichner

Pay Attention

The above-given information provides the details about a specific financial institution. The information below is about common information about payday loans.

Payday Loans in Torrance, Pennsylvania

A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you receive your next paycheck, typically two to four weeks.

Payday loans may turn out an easy and speedy solution to a short-term problem in Torrance, Pennsylvania. Loans from payday lenders can get you funds within a few hours. Your interest rate will depend on a few factors.

APR

6% APR small loan cap

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A low credit score doesn't have to stop you from applying for payday loans. They are one of the few short-term loan products available to individuals with a poor credit rating. Payday loan approvals depend very much on specific circumstances. They will look at your wages and subtract all your expenses. Usually, your score won’t be damaged by a payday loan, as long as you repay it in full and in good time.

To get accepted for a loan, you need to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

This online calculator helps to quickly calculate the annual percentage rate. It’s easy to learn the definite cost of the payday loan even before applying.

APR Calculator

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