Welcome to Our Online Loan Referral Service

5 5 reviews

3700 Geer Rd, Turlock, CA 95382, USA
+1 (209) 664-5400
fmbonline.com
Friday
9AM–6PM
Saturday
9AM–1PM
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM

Domain Info

Created Date

1997-03-27

Mailing Address

Company Name

Contact Data

Feedback about F&M Bank?

Here you get acquainted with the reviews of our customers.

I issued a loan when I had problems with money. There was no other way out. I found this site on the Internet, among others. Has applied several services. One denied, the other offered too high a percentage, but here it was approved as I wanted.

Mr. Herminio Hegmann

Not the first time I use F&M Bank. The service is reliable. They immediately inform how much you should pay back. No cheating. You can always renew the loan. It helps out a lot when funds is urgently needed.

Cordie Nikolaus

It is very convenient, fast, without additional pops and extra payments. Thank you. Round-the-clock online support pleases with its prompt response to requests.

Elliot Koss

I apply very often. I am pleased with the terms. There is online 24/7 service.

Beth Runolfsdottir

Thanks to the team of F&M Bank. Fast solution of the arisen problems, quick decision on the payday loan. I definitely recommend this service.

Mr. Emmet Haag III

I suffered a displeasing situation in my life. I emergenctly required extra funds. This company helped out me a lot. They approved the required loan amount. I solved all my problems. I recommend the company to all my acquaintances.

Kurt Gutkowski

Pay Attention

Above-specified info offers the details about a certain lending company. Below-defined info is devoted to general information about payday loans.

Payday Loans in Turlock, California

According to the definiftion, a payday loan is a loan issued for a short time span: 2-3 weeks. A small loan is approved: $100-$1,000.

Payday loans in Turlock, California are issued hassle-free. The interest rate depends on the customer's person-related data: if you pay back more payday loans, the more efficient terms and rates payday lending companies guarantee.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will F&M Bank help take out a loan in Turlock, California?

  • Round the clock service. Every customer may contact the service at any time of the day and night. The borrowed money will be credited to account. You won't be asked to visit any store.
  • No certificates required. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill out an online application only. It will be considered in a matter of minutes. The funds are transferred in 24 business hours.
  • Fast and high approval percentage. The positive decision counts almost 98%.
  • Accessibility. Not all customers are able to take out a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low credit rating won't be an obstacle to take out a cash advance from online lenders.

What data to fill in in the application? - General Info

To submit an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and recieve an offer.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the cause of refusal for a loan is a bad credit history. This factor is reviewed by microfinance organizations before taking out a loan. But banks almost 100% refuse the request when lenders in Turlock, ca will assess other aspects like financial capabilities and approve a payday loan. This is a way to enhance your credit score.

The following common points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to take out a payday loan, you should define its definite cost. This calculator will show the APR of the loan.

APR Calculator

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