Welcome to Our Online Loan Referral Service

1 reviews

31854 Alvarado Blvd, Union City, CA 94587, USA
+1 (510) 489-2121
Thursday
8:30AM–5:30PM
Friday
8:30AM–5:30PM
Saturday
9AM–3PM
Sunday
Closed
Monday
8:30AM–5:30PM
Tuesday
8:30AM–5:30PM
Wednesday
8:30AM–5:30PM

What people think about Lucky Money?

Below you find some of the opinions of our clients.

Thank you Lucky Money for assisting me when I needed funds urgently to pay for vacation. I have applied through this website 3 times and everything was smooth. This is the most legit company with no hidden fees. Highly recommended!!!

Dee Sawayn

A couple of days ago I urgently needed cash to pay for a wedding. I submitted an application form via the website of Lucky Money. I entered the basic personal detailed. No phone calls. The desired loan was approved within 20 minutes. The money was sent to my bank account within 3 hours. Amazing service!

Abbigail Aufderhar DDS

Many thanks to Lucky Money. I recently had some problems with repaying my auto loan and they approved me for a cash advance. Best company! Managed to cover my problems and signed with relief.

Frances Jacobson

Recently I experienced the most difficult situation in my life. I suddenly needed $700 to cover medical bills. This lender assisted me the same day. They were the only institution that accepted me for the requested amount. I sorted out all my problems. I will surely recommend this company to my friends. Best service ever.

Dallas Dietrich

Pay Attention

The previous three items charactirize a definite financial institution. But below you can read common information about payday loans.

Payday Loans in Union City, New Jersey

A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts typically range from $100 to $1,000.

It is hassle-free and speedy to get approved for payday loans in Union City, New Jersey. The interest rate will be set individually for each applicant and will depend on the personal information the client entered.

APR

30% usury cap

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Payday loans are designed for borrowers with a credit report that's less than perfect, or who have poor to no credit history. Bad credit score may prevent you from getting accepted for a bank loan. Payday lenders in Union City, nj welcome consumers with poor credit. You can apply for a bad credit payday loan online 24/7 and if approved could have the money in your account within a few hours.

To get approved for a cash advance, you must meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you are going to take out a loan, you can use an online calculator. It will show the precise APR of your payday loan.

APR Calculator

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