Welcome to Our Online Loan Referral Service

4.7 7 reviews

5412 Avenida de los, Ave de Las Robles, Visalia, CA 93291, USA
+1 (559) 730-2851
www.cvcb.com
Thursday
10AM–4PM
Friday
10AM–4PM
Saturday
Closed
Sunday
Closed
Monday
10AM–4PM
Tuesday
10AM–4PM
Wednesday
10AM–4PM

Domain Info

Created Date

2000-11-10

Mailing Address

Oklahoma, United States

Company Name

BankOnIT

BankOnIT

Contact Data

Feedback about Central Valley Community Bank?

Here you read the reviews of our clients.

Great staff, fees increased when Central Valley Community Bank

Judson Orn

I am completely satisfied with CVCB and would highly recommend them!

Gertrude Schuster

Pay Attention

The first three points show the certain lending company. In other turn, below-defined info makes people get acquainted shared information about payday loans.

Payday Loans in Visalia, California

The financial product called as a payday loan is taken out for a short-lasting period: 2-3 weeks. $100-$1,000 is issued for clients.

This financial product in Visalia, California is taken out simply and quickly. The interest percentage is defined respecting the category of the borrower: the more loans are successfully paid back, the more reasonable terms will be offered to you.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will Central Valley Community Bank help take out a payday loan in Visalia, California?

  • Round the clock service. Every customer may contact the service round the clock. The borrowed money will be credited to credit card. You won't be asked to visit any department.
  • No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online application. You have to fill out an online application only. It will be reviewed in a matter of minutes. The money are credited in 24 business hours.
  • Fast and high approval rate. The positive offer counts almost 98%.
  • Accessibility. Not all clients are able to issue a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and bad credit won't be an obstacle to issue a loan from online lenders.

What data to fill out in the application? - General Info

To submit an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to get an offer from one of the lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

If you are declined a loan at bank, the cause may be a bad credit history. This is a factor reviewed when deciding to take out a cash advance. Microfinance organizations do not consider this factor the only one to issue a loan in Visalia, California. The company will estimate many points to qualify such as payment abilities. Cash advance will be a way to enhance your bad credit rating into a favorable one.

The following general points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to calculate the APR of the payday loan, you are welcome to utilize the calculator. It will specify the cost of the loan.

APR Calculator

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