Domain Info
Created Date
1997-01-12
Mailing Address
5 HARRIS CT BLDG N3, MONTEREY, CA, 93940-5753, United States
Company Name
1st Capital Bank
1st Capital Bank
What people think about 1st Capital Bank?
Below you see some of the testimonials of our customers.
1st Capital Bank rescued me in a hard time. They approved me for a cash advance although I had credit issues. The process was simple and quick. I appreciate their friendly customer support service and affordable rates. I will definitely recommend this website to my family and friends.
Markus Runte
They only ask for an ID to get accepted. Last year I was fined and needed extra money to hold on. These guys accepted me although I had a low credit score. Quick and transparent application. Very happy!!
Mrs. Marielle Beatty
A couple of weeks ago I urgently needed funds to pay for a gender party. I filled out an application form via the website of 1st Capital Bank. I entered the basic personal data. No phone calls. The desired loan was approved within 10 minutes. The money was transferred to my bank account the next day. Amazing website!
Donavon Osinski
They approve applicants immediately and transfer money the same day. But be careful – they charge high penalties for missed payments. You’d better be a responsible borrower! Do not repeat my inaccuracy!
Halie Schiller
Important
Below you can review general information about payday loans and their common characteristics.
Payday Loans in Monterey, Massachusetts
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Lending periods typically do not exceed 4 weeks.
Cash advance loans may become an easy and speedy solution to a short-term problem in Monterey, Massachusetts. Loans from payday lenders can get you funds within a few hours. Your APR will depend on several factors.
APR
23% small loan cap
Why people take out cash advances?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
Having a low credit score automatically disqualifies consumers from getting a bank loan. Payday loans give borrowers with a bad credit score an increased chance to get approved for payday loans. A payday loan may be the only loan available for some borrowers to help them out of fix. If you take out such a loan, it is relevant that you always borrow within your capabilities and pay off your loan commitments in a timely manner.
To get accepted for a payday loan, you need to meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
Learn the annual percentage rate right now. Use this online calculator to specify the real cost of your payday loan. It only takes 30 seconds to become informative even before applying.
APR Calculator
Other Payday Lenders in Monterey, California
U.S. Bank Branch
35950 Date Palm Dr, Cathedral City, CA 92234, USA
+1 (760) 770-4001
locations.usbank.com
OneWest Bank
6128 Telegraph Rd Suite A, Ventura, CA 93003, USA
+1 (805) 677-2300
www.onewestbank.com
ATM - Umpqua Bank
13775 Mono Way Suite C, Sonora, CA 95370, USA
+1 (209) 532-0986
locations.umpquabank.com
Beverly Loan Company
9440 S Santa Monica Blvd #101, Beverly Hills, CA 90210, USA
+1 (310) 807-1568
www.beverlyloan.com
California Bank & Trust
5255 Geary Blvd, San Francisco, CA 94118, USA
+1 (415) 668-5511
calbanktrust.com
Loan Works Inc
1050 S Coast Hwy Suite D, Laguna Beach, CA 92651, USA
+1 (949) 537-2952
www.loanworksinc.com
Check Into Cash
5150 Huntington Dr N Children's Reading, Los Angeles, CA 90032, USA
+1 (323) 223-1745
local.checkintocash.com
Advance America
1721 E Ave. J Ste. 105, Lancaster, CA 93535, USA
+1 (661) 951-8546
www.advanceamerica.net
