Domain Info
Created Date
2000-11-17
Mailing Address
REDACTED FOR PRIVACY, REDACTED FOR PRIVACY, CA, REDACTED FOR PRIVACY, United States
Company Name
REDACTED FOR PRIVACY
REDACTED FOR PRIVACY
Contact Data
REDACTED FOR PRIVACY
REDACTED FOR PRIVACY
What people think about Mechanics Bank - Watsonville Branch?
Below you find some of the reviews of our customers.
Thank you Mechanics Bank - Watsonville Branch for helping me when I needed cash urgently to pay for wedding. I have applied through this company 3 times and everything was OK. This is the most legit lender with no hidden fees. Highly recommended!!!
Rhianna Kutch
Mechanics Bank - Watsonville Branch seems credible. At least they charge no hidden fees. This was the only company that approved me for a cash advance.
Johanna Maggio
I was embarrassed to borrow from my dad so I decided to apply for a cash advance via Mechanics Bank - Watsonville Branch. Found them online and the user reviews were good I have already applied 5 times and every time I was accepted very quickly. Very satisfied.
Dr. Ethelyn Koelpin
Was invited to a wedding but was broke at that time. A friend recommended me to contact Mechanics Bank - Watsonville Branch. And I did. This was the best decision! Yes, the APR was high but I believe it’s because I had poor credit. In general, The process was hassle free.
Robb Predovic
Pay Attention
Now you can read general features of payday loans.
Payday Loans in Watsonville, California
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Terms usually do not exceed 30 days.
Payday loans are the easiest loans to get in Watsonville, California. The entire process is hassle-free. They are appoved right away and come with individual interest rate. It will be influenced by the borrower’s personal information.
APR
460%* (369% on the average in 2019)
Max Loan
$300
Min Term
Not Specified
Max Term
31 days
Why people take out payday loans?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
Having a low credit score automatically disqualifies you from getting a bank loan. Payday loans give consumers with a bad credit history an increased chance to get approved for such loans. A payday loan may be the only option available for some borrowers to help them cover urgent expenses. If you take out such a loan, it is important that you always borrow within your opportunities and pay off your loan commitments in a timely manner.
To get approved for a cash advance, you have to meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
This online calculator can be used to quickly calculate the APR. It’s easy to learn the precise cost of the loan even before applying.
APR Calculator
Other Payday Lenders in Watsonville, California
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+1 (805) 692-5821
www.communitywestbank.com
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+1 (800) 334-8788
northisland.ccu.com
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