Loans1400.com Payday Loans Review - Wilmington, Delaware

Loan agency in New Castle County, Delaware

Organization owner?

2419 Kirkwood Hwy, Wilmington, DE 19805, USA

+1 (302) 995-1400

Thursday

9AM–6PM

Friday

9AM–6PM

Saturday

9:30AM–1PM

Sunday

Closed

Monday

9AM–6PM

Tuesday

9AM–6PM

Wednesday

9AM–6PM

What people think about Loans1400.com?

Below you get acquainted with some of the reviews of our clients.

Disappointed borrower! Was declined for no reason. My credit was fair.

Dortha Marvin

The online portal does not work so I can not apply for the money…

Ivy Mertz

I tried to borrow funds from Loans1400.com. They declined me. Why then advertise they approve everyone even those with bad credit?? Unrecommended. Later, got many texts with an offer to take out a cash advance loan. I do not recommend this service.

Mr. Jett Jacobson IV

IMPORTANT! It’s a spam! They call me every week from multiple phone numbers. Tired of blocking these numbers. Never give them your contact details!!

Lue Kautzer

Important

The previous three items describe a precise lending service. But below you can read general information about payday loans.

Payday Loans in Wilmington, New York

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Lending periods typically do not exceed 30 days.

It is hassle-free and fast to get approved for payday loans in Wilmington, New York. The interest rate will be set individually for each case and will depend on the personal information the consumer filled in.

APR

25% small loan cap

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A low credit score doesn't have to stop you from applying for payday loans. They are one of the few easy loan products available to applicants with a bad credit history. Payday loan approvals depend very much on other factors. They will pay attention to your income and subtract all your expenses. Usually, your score won’t be affected by a payday loan, as long as you repay it in full and on scheduled.

To get accepted for a payday loan, you need to comply with the following requirements:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No ability to get a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans including mortgage

Rate your APR

If you want to learn the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the real cost of the loan in a few minutes.