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5 32 reviews
Loan agency in Chipley, Florida

1607 Main St Unit B, Chipley, FL 32428, USA
+1 (850) 638-0048
www.advanceamerica.net
Monday
10AM–6PM
Tuesday
10AM–6PM
Wednesday
10AM–6PM
Thursday
10AM–6PM
Friday
9AM–7PM
Saturday
9AM–7PM
Sunday
Closed

Domain Info

Created Date

1999-08-09

Mailing Address

South Carolina, United States

Company Name

AARC, LLC.

AARC, LLC.

Contact Data

What people think about Advance America?

Below you see some of the testimonials of our clients.

Awesome experience good to have around for people like me.

Kelsi Murazik

Diane was so sweet and helpful and a great place to do business.

Taya Armstrong

She treats her customers with the highest respect.

Hettie Johnston

Excellent service!! The staff is friendly, helpful, and professional. They make the process of pawning quick, and easy giving fair loans on the item you are pawning!

Maribel Cormier Sr.

Both times I have been very pleased with the staff, the prices & the service.

Yasmeen Koelpin DVM

Kris and their entire staff will give you the best experience as a customer.

Herman Pagac MD

Important

Below you can see general information about payday loans and their common features.

Payday Loans in Chipley, Florida

A payday loan is a small, short-term loan that's meant to be paid off with the borrower's next paycheck. Amounts usually range from $100 to $1,000.

It is hassle-free and fast to get approved for payday loans in Chipley, Florida. The interest rate will be set specifically for each person and will depend on the personal information the borrower provided.

APR

304%*

Max Loan

$500 for single payment and $1,000$ for installment loans

Min Term

7 days for single payment and 60 days for installment loans

Max Term

31 days for single payment and 90 days for installment loans

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A poor credit score doesn't have to prevent you from applying for payday loans. They are one of the few short-term loan products available to individuals with a bad credit rating. Payday loan approvals depend very much on specific factors. Lenders will pay attention to your wages and subtract all your expenses. Typically, your score won’t be damaged by a payday loan, as long as you repay it in full and in good time.

To get approved for a payday loan, you have to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Find out the annual percentage rate right now. Use this online calculator to specify the exact cost of your payday loan. It only takes a couple of seconds to become informative even before applying.

APR Calculator

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